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Expatriate Healthcare freezes rates for 2015

Expatriate Healthcare has announced that as a result of its sustainable underwriting policy, it is freezing medical insurance rates for 2015 for its customers in more than 100 countries.

The company provides health insurance to 103 nationalities in 151 countries, representing 77% of the countries in the world. The most popular policy, primary healthcare policy, which was launched in 2005, provides comprehensive hospitalisation cover and medical evacuation. For a 35-year-old living in an Area 3 country – which includes all of Europe, Africa and the Middle East – the policy costs from €105 per month.

‘Our customers really value the personal service they get from Expatriate and we would like to reward them for their loyalty by holding our rates in 2015.’ said Expatriate Group Manager Lee Gerry.

‘Our clients are at the heart of our success, and we never increase rates just for the sake of it. We are not a PLC, which means we are not under pressure to squeeze as much out of the customer as we can.’

‘Thanks to our commitment to sustainable underwriting, we believe our customers have benefitted from the lowest premium growth in the market in the past decade. Customers who have been with Expatriate for the past 10 years have enjoyed average annual rate increases of 3.68% – and that’s a figure we are extremely proud of.’

Mr. Gerry said that as a result of the firm’s no claims bonus, some customers will get a reduction in premium when they renew in 2015.

He added that London-based Expatriate will begin efforts to grow the corporate and affinity group side of the business in 2015.

‘We have focussed mainly on individuals and families to date, and this has been extremely successful, but we will be reviewing discounts for corporate and affinity groups in an effort to grow this side of the business as well,’ he said.

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