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International Term Life Insurance

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

Designed with Expats in Mind

You can select a term from one to thirty years, with annual premiums fixed for the full term.

Expatriate Group’s international level term life insurance has been designed especially for expats and international travellers.

Key Benefits of Term Life Insurance

    • Comprehensive ‘any cause’ cover
  • 1 – 30 year cover term
  • Worldwide protection
  • Guaranteed premiums for entire contract term
  • Monthly premiums from £/$/€10
  • Designed with Expats in mind
  • Online application process
  • Cover available to residents of 171 countries
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What is Term Life Insurance?

Expat Term Life insurance provides protection to your family in the event of your death during your time overseas. Designed specifically with expats in mind, Expatriate Healthcare term life insurance offers worldwide protection and can cover periods of 1 to 30 years. We provide a comprehensive expat life insurance policy to give you and your family piece of mind whether abroad temporarily, or setting up a new life.

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About Level Term Life Insurance Plans

Providing financial security for your family’s future

A death in the family is a terrible event with which to have to come to terms. But what if that death occurs to one of the main income providers? The loss can have an even more significant effect on those left behind. Level term life insurance protects your family from the financial loss that they would suffer in the event of your death. The policy pays a lump sum, as determined by you at the outset, in the event of your death occurring during the term of the insurance.

Level term life insurance provides cover for a fixed annual premium for the duration of the cover and you can select cover for a term of 1 to 30 years. The sum insured remains ‘level’ for the period of cover so the full amount of the sum insured would be payable regardless of when a death occurred during the cover.

For an indication of how much Level Term Life will cost you complete our ‘Quick Quote’ panel (in the panel on the right of this page). If you have circumstances that are unusual please contact one of our advisors on +44 (0)20 3551 6634, email life@expatriategroup.com, arrange a call back by clicking ‘here’ or get live online help ‘here’.

Expatriate Group’s level term life insurance, designed with expats in mind.

For the Policy Summary in pdf format, please click here.

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Term Life Policy & Availability

Expatriate Group’s international term life insurance is available to expatriates and international travellers living all across the globe. Our policies will follow you wherever you go and we can currently underwrite 171 countries of residence – and growing.

Countries where we can provide cover:

Alaska, Algeria, Andaman and Nicobar islands, Andorra, Angola, Argentina, Armenia, Australia, Austria, Azerbaijan, Azores, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Bermuda, Bhutan, Bolivia, Bosnia, Botswana, Brazil, Brunei, Bulgaria, Cameroon, Canada, Canary Islands, Cape Verde, Cayman Islands, Chile, China, Comoros, Congo, Corsica, Costa Rica, Crete, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Ethiopia, Falkland Islands, Finland, France, French Guiana, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Madeira, Malawi, Malaysia, Maldives, Mali, Malta, Mauritania, Mauritius, Mexico, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Netherlands, New Zealand, Nigeria, Northern Cyprus, Norway, Oman, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Reunion, Romania, Russian Federation, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sicily, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, St Helena, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Western Sahara, Zambia, ZimbabweIf you are in doubt as to your entitlement to apply for cover please contact one of our advisors on +44 (0)203 3551 6634.

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FAQs International Life Insurance


Can you provide an expat life insurance online quote?

Simply click on the Get Quote button at the bottom of the page and you’ll be provided with an indication of premium in just a few seconds.

Who are the international life insurance companies?

There are not many providers of international insurance benefits, as few companies provide the true international scope and presence to do so. Expatriate Group work with speciality international underwriters to ensure that their customers have access to appropriate underwriting capacity, tailored for expatriates and international travellers.

Are there any restrictions to where I can reside when the policy is purchased?

Not many, but a full list of approved residences can be found here.

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