Annual Multi-Trip Travel Insurance

Planning on going abroad a few times a year? Find your ideal annual multi-trip travel insurance policy that covers you whether travelling to Europe or Worldwide.

Plan Options

Annual Worldwide Travel Insurance

Save time and money when you’re going on holiday or a business trip with Annual Multi-Trip Insurance. It takes the hassle away from having to search, compare and purchase a new policy every time you travel.

Our Annual Travel Insurance is designed for those that plan to travel frequently throughout the year and want to relax knowing that they’re covered every time they travel. From valuable medical cover to vital cancellation cover our annual multi-trip insurance policies provide protection against most unexpected occurrences.

What is Multi-Trip Travel Insurance?

Whether you’re heading to Paris or Hawaii, our Annual Travel Insurance will cover you in Europe and Worldwide. There are so many incredible places to be discovered you don’t want anything holding you back, that’s why we’re here to make travelling as smooth sailing as possible.

Our annual travel insurance policy will give you peace of mind that you and your family are covered no matter how many times you travel throughout the year.

What is Multi-Trip Travel Insurance?

Policy Benefits

Key Benefits of our Business Travel Insurance

We understand that everyone has different requirements and budgets, therefore we offer a core policy, additional policy options and destination tailoring so that you can adjust cover and premiums to provide you with the right level of travel insurance for your needs.

Emergency Medical Evacuation

Our basic policy provides the all-important medical cover that is essential when travelling abroad if you are taken ill or injured unexpectedly. There are locations where medical care isn’t available. Our policy ensures you will be transported to an appropriate hospital to receive your treatment.

Emergency & Accidental Medical Treatment

Medical treatment can be extremely expensive if you haven’t got travel insurance in place. Our Basic policy covers 100% of costs should an air ambulance, hospitalisation, prescribed medicine or care management be required as well as providing cover for other emergency treatment.

Enhanced Benefits & Protection

If you want to protect yourself even further our standard policy includes all the benefits in the basic policy, but also adds protection against the additional losses to property, personal liability and accidents that you may suffer whilst travelling abroad. This allows you to tailor your perfect travel insurance.

Cancellation and Curtailment Cover

If your trip is unexpectedly cancelled, or you’re forced to return home early, you want to ensure that you aren’t left out of pocket. Adding to the benefits of the Standard policy our comprehensive policy also covers you against cancellation and curtailment.

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Travel Medical Insurance

The Benefit Schedule

The benefit schedule below is applicable to Expatriate Group’s Annual Multi-Trip Travel Insurance. It is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

BASIC Medical Treatment & Evacuation
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Air Ambulance 100% per Trip
Accompaniment $/€300 per day up to $/€3,000 per Trip
Continuation $/€5,000 per Trip
Repatriation for Medical Treatment 100% per Trip
Care Management 100% per Trip
Acute/emergency Sickness and Injury 100% per Trip
Treatment by authorized physicians, nurses and specialists 100% per Trip
Hospitalization (semi-private rooms) 100% per Trip
Surgery, anesthesiologist 100% per Trip
Prescribed medicines, dressings 100% per Trip
Local transport to and from the place of treatment 100% per Trip
Treatment by physiotherapists and chiropractors $/€2,500 per Trip
Medically Necessary required durable medical equipment 100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only $/€10,000 per Trip
Emergency dental treatment for immediate relief of pain $/€500 per Trip
Non-Hazardous Sports Coverage $/€150,000 per Trip
Other Benefits
Repatriation of Mortal Remains $/€25,000 per Trip
ATMSafe $/€500 per Trip
STANDARD Enhanced Benefit Options
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Baggage Delay 1 $/€100 per day up to $/€700 per Trip
Baggage Loss/Theft $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip
Personal Liability $/€100,000 per Trip
Accidental Death & Disability / Permanent Total Disability $/€100,000 per Trip
Additional Hospital Benefit (per day / total benefit) $/€75 per day up to $/€600 per Trip
Physical Assault $/€5,000 per Trip
Money and Documents (tickets, cash, banknotes) $/€500 per Trip
Loss of Passport $/€250 per Trip
Travel Delay 1 $/€100 per day up to $/€1,000 per Trip
Missed Departure $/€1,000 per Trip
Legal Expenses $/€10,000 per Trip
Hijacking $/€1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters $/€1,500 per Trip
1. Benefit does not apply to One Way Trips
COMPREHENSIVE Cancellation and Curtailment Cover
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Cancellation and Curtailment 2 $/€2,000 per Trip; subject to $/€100 Deductible per Trip
Compassionate Repatriation (Family Return) $/€6,000 per Trip
2. Benefit not available to residents of the USA
Add On Option 1
Winter Sports Package – Limited to 21 days aggregate per Policy Period
Ski Equipment
Owned Up to $/€300
Hired Up to $/€300
Single item limit $/€300
Unreceipted Items Limit Up to $/€150
Unreceipted Single Item Limit Up to $/€50
Ski Hire $/€25 per day up to $/€300
Ski Pack $/€25 per day up to $/€300
Piste Closure $/€25 per day up to $/€300
Delay Due to Avalanche Up to $/€300
Add On Option 2
Business Equipment & Money
Business Equipment Up to $/€1,500
Single Item Limit $/€500
Computer Equipment Single Item Limit $/€750
Samples Limit $/€400
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Delayed Business Equipment $/€100 per day up to $/€300
Emergency Courier of Essential Business Equipment Up to $/€400
Business Equipment Hire $/€100 per day up to $/€500
Business Money Up to $/€500
Cash Limit $/€200
Add On Option 3
Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf Equipment Up to $/€1,000
Single Item Limit $/€200
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Golf Equipment Hire $/€50 per day up to $/€250
Non-Refundable Golfing Fees $/€50 per day up to $/€250
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Annual Multi-Trip Travel Insurance FAQs

Do annual travel insurance plans renew automatically?

You can renew your annual travel insurance as long as you are in your country of residence. Your terms of cover will remain the same as your policy which is nearing expiration. You will be required to pay the renewal premium on or before the date the insurance policy expires.

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Individual trip extensions will be granted for a maximum of 30 days when the 42-day option was purchased. If you’re planning on being abroad on a permanent or temporary basis, International Health Insurance may be a product more suitable for you.

Get an Annual Multi-trip Travel Insurance quote online today.

An annual travel insurance policy can be purchased before you turn 71. Policies cannot be renewed following a customer’s 71st birthday.

Get your Annual Multi-trip Travel Insurance quote online now.

You can take out a travel insurance policy to be protected whilst overseas when faced with sudden and unforeseen medical and accidental emergencies. Travel insurance will not cover pre-existing conditions or general medical conditions.

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