International Health Insurance

Medical expenses are the costs to treat or prevent an injury or disease. When not covered with international healthcare insurance these costs can be extortionate.

To prevent you from these excessive expenses, one of the main features of Expatriate Group insurance plans is medical expenses. All four of our plans cover outpatient and GP services and any hospitilisation costs.

Your health and well-being, and that of those you love and value, is of paramount importance. Expatriate Group is committed to keeping you all healthy by providing regular health checks and tests. These include vaccinations, annual medical check-ups, and cervical smears.

We even provide for prostate cancer screening and mammograms for the over 45’s

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly.

We provide you with cover for routine check-ups and treatment. Plus, in the event of further treatment being required, both basic and major restorative treatment.

Changes to your eyesight are inevitable. That’s why Expatriate Group provide a benefit covering the cost of an annual eye examination for each person insured under the policy.

Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contact lenses).

We know that when you are expecting a baby, you need to feel confident that appropriate care is available.

Once you have been covered by the policy continuously for 12 months, if you become pregnant, we provide for your antenatal appointments in the run up to the big day and for the delivery itself. And to get you back on your feet in those early days, we also allow for home nursing for 5 days after home delivery.

Should you be prescribed complementary treatment, we cover chiropractic help, osteopathy, homeopathy, and acupuncture.
We know how important complementary medicine and therapies can be, particularly when an illness or injury is ongoing, so we extend our cover to ensure expats are as comfortable as possible.

Complementary treatment or medicine must always be provided by a registered and qualified osteopath, chiropractor, homeopath or acupuncturist. Expats will require a written recommendation from a consultation with another medical professional.

In the event of an emergency, one simple call to Expatriate Group’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriate treatment.

Through our multilingual 24-hour support partner, we will liaise with you, your family, and the local healthcare services, keeping you continually updated.

24 hour emergency medical assistance is standard on all of our international healthcare plans.

We understand that not all medical conditions can be cured.

Chronic conditions usually require you to have regular check-ups, nursing care, and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating.

We support you by providing benefits in respect of both HIV and chronic conditions.