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Our International Income Protection

Protect your income against an accident or an illness that prevents you from attending your usual occupation. Expatriate Group’s Income Protection Cover provides you with worldwide security against accidental death, permanent disablement, and temporary disablement.

International Income Protection Insurance safeguards you and your family by providing you with a lump sum payment if you can no longer attend your normal occupation due to accident or illness. The policy can be extended to provide you with a weekly benefit if your time away from work is likely to only be temporary.

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Accident or Illness

Permanent Disability Insurance

What would you do if an accident or illness permanently stopped you from being able to attend your normal occupation? What would happen to your earning potential?

Expatriate Group’s Income Replacement Insurance pays you a lump sum in the event that you are unable to attend your normal occupation due to an accident or an illness – securing the financial future for you and your family and put your destiny back in your hands.

Permanent Total Disability benefits are available up to 10 times your normal gross annual salary, for people aged between 18 to 65 years of age.

Accident or Illness

Permanent Disability Insurance

Financial Protection

Accidental Death

Your death is likely to have an effect on your family beyond the physical loss that is endured; the financial loss of the death of a primary wage earner is difficult to appreciate.

A lump sum payment, decided by you at the outset of the policy, is paid to your designated grantee, affording your family with financial security in the event of your death.

Cover is available for 18 – 65 year olds, with an amount payable of up to 10 times for gross annual salary.

Financial Protection

Accidental Death

Short Term Disability

Temporary Total Insurance

You don’t have to be permanently disabled to suffer a financial loss. Temporary disability through accident or illness is likely to affect your income and your ability to pay your bills.

Our Temporary Total Disability cover provides a number of choices to allow you to tailor cover to match your own personal circumstances. Benefits are payable weekly and are calculated based on your net weekly salary when the cover is purchased. Benefit payments can start from as soon as your 14th day of disability; payable for up to 2 years.

The weekly benefit payments provide you with the peace of mind to know that you will still be able to continue to meet your financial commitments.

Short Term Disability

Temporary Total Insurance

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Policy Benefits

Key Benefits of our Expat Income Protection Insurance

When you purchase Income Protection Insurance you decide on the best cover for you. You choose the amount you’d like to cover – this can be up to ten times your salary. You select how the money is distributed should the worst happen.

Usual Occupation Cover

Our policy is tailored to your specific occupation so that, when you are no longer able to perform your job due to an accident or illness, you’ll know that you’re protected.

Lump Sum for Accidental Death

Should you pass away overseas your family will receive a lump sum payment to help alleviate the financial stress during this time.

Lump Sum for Permanent Disability

If you become permanently disabled whilst working overseas a lump sum payment will be provided to help you adjust to your new way of life.

Weekly benefit for temporary disability

If you cannot work through an accident or illness you will receive weekly benefit payments until you have recovered.

Designed with Expats in Mind

Expat Income Protection can financially safeguard your loved ones should you be unable to work overseas. Buy online easily today.

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Expats Covered
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What our global customers say

Customer service second to none. Wanted an income protection policy that was specifically for expats, not just an afterthought product from a provider. Getting set up online was easy with the Expat Group claims form, couldn’t have been easier.
Mr Huang
International Income Protection Customer
Trying to secure life insurance with my medical history was incredibly difficult despite being well in myself now. However, Expatriate Group were incredibly helpful, talking me through the Term Life Insurance option as it was best suited to my needs. I was able to get a quote online and it was plain sailing from there. Great company and I would not hesitate to purchase again from them should I need any other insurance requirements.
Mr Harper
International Income Protection Customer
I have been living overseas for 10 years and Expatriate Group came up in conversation with some of my expat friends. I realised I have been neglecting financial protection for myself and my family and decided to purchase Income Protection. Such an easy process and any questions I had, even after purchasing, were answered there and then on the live chat. Would recommend.
Mrs Garraway
International Income Protection Customer
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International Income Protection FAQs

Want to know more about our Income Protection? Below, we have put together some of our frequently asked questions. However, you can always get in contact with us if you have any further queries.

Can you provide Expat Income Protection quotes online?

Yes, you can an Income Protection quote easily online in just a matter of seconds.

You can also get instant quotes online for International Health Insurance, International Travel Insurance and International Life Insurance too. Need Corporate Health Insurance? You can get a quote online for this too!

In the event of your accidental death or if you become permanently disabled a lump sum of up to 10 times your gross annual salary will be paid (up to a maximum of £1 million).

If you are temporarily disabled benefits can start from as soon as your 14th day of disability. The amount will be calculated based on your net weekly salary at the time your cover is purchased (up to a maximum of 75% of your gross salary). Benefits can be received for up to 2 years.

Get your Income Protection Insurance quote today.

Both the Accidental Death and Permanent Total Disability benefit are payable as a lump sum.

You can choose a maximum benefit period of either 52 or 104 weeks for the Total Temporary Disability benefit.

Get an Income Protection Insurance quote now.

If you are working and aged between 18 and 65 years old you can purchase our Income Protection. Restrictions may apply to some countries, which will be noted to you as part of the application process.

Get your Income Protection Insurance quote today.

As you would expect, Accident Only coverage won’t cover any illnesses. Therefore, if you are seeking a policy that will provide you with a more comprehensive level of cover, then the Accident & Illness policy may be a better solution for you.

Get an Income Protection Insurance quote now.

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Latest Worldwide Expat News

Whether you’re already living abroad, planning a life overseas, or are jetting off on holiday having the correct resources at your fingertips can be helpful. Take a look at our extensive range of guides and articles to compliment however long you’re away from your home country.

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