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Business
Travel Insurance

If you’re off on a business trip it’s vital you’re protected with business travel insurance. Protect yourself and your work equipment, get a quote today.

  • Emergency Medical Evacuation
  • Emergency & Accidental Medical Treatment
  • Enhanced Benefits & Protection
  • Cancellation & Curtailment Cover

Often in business you need to travel abroad, whether it’s for a meeting or a conference, when travelling for work you cannot overlook travel insurance.

Large companies generally have their own travel insurance that should cover you, however, if that’s not the case then it’s advised to purchase business travel insurance.

International business travel insurance will cover you should your travel plans suffer; you miss a flight or you lose some expensive equipment such as your laptop.

Expatriate Group Business Insurance will cover you for journeys to areas within Europe and Worldwide so you can travel relaxed knowing that you are protected against unexpected eventualities. You’ll be covered from the moment you purchase your chosen policy up until you arrive back on home soil.

Travel

Single trip or annual multi trip travel insurance

There are two main types of business travel insurance, which one you choose will depend on how often you travel.

Business Trip Travel Insurance Single Trip

If you’re travelling purely for a one-off business meeting or conference, single trip insurance will cover you for the duration of that specific trip.

Annual Business Travel Insurance

If you’re a frequent business traveller meaning you go on business trips more than just once a year then it’s recommended that you select an annual travel insurance policy so that you’re covered for all trips that you make within the year.

What does Business Travel Insurance cover?

Medical Treatment & Evacuation

Primarily, the core business travel insurance policy provides cover against the high cost of medical treatment and emergency medical evacuations. You will be covered for up to $/€1,000,000 worth of emergency medical treatment should you suddenly become ill or injured when abroad.

Laptop Travel Insurance

Our enhanced benefits level of cover offers optional protection against the loss of property, personal liability and accidents that can happen when travelling.
So, if you’re travelling with expensive company equipment such as laptops and smartphones then this extra level of cover will be extremely useful.

Cancellation & Curtailment

If you want to protect yourself even further then our comprehensive policy also covers you should your trip be unexpectdedly cancelled or you are forced to return home early.

Key Benefits
of our Travel
Insurance Policies
  • Emergency Medical Evacuation
  • Emergency & Accidental Medical Treatment
  • Enhanced Benefits & Protection
  • Cancellation & Curtailment Cover

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

Protect your income against an accident or an illness that prevents you from attending your usual occupation.

International Travel Insurance FAQ

Find out more about our expat travel insurance policies that can protect you against a variety of scenarios, such as emergency medical treatment and bank card theft protection.

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The Benefit Schedule

The Benefit Schedule is a summary of travel cover and must be read in conjunction with the Policy Wording.

All Coverages and Plan Costs listed in this Schedule of Benefits are in Euros. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

BASIC Medical Treatment & Evacuation
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Air Ambulance100% per Trip
Accompaniment$/€300 per day up to $/€3,000 per Trip
Continuation$/€5,000 per Trip
Repatriation for Medical Treatment100% per Trip
Care Management100% per Trip
Acute/emergency Sickness and Injury100% per Trip
Treatment by authorized physicians, nurses and specialists100% per Trip
Hospitalization (semi-private rooms)100% per Trip
Surgery, anesthesiologist100% per Trip
Prescribed medicines, dressings100% per Trip
Local transport to and from the place of treatment100% per Trip
Treatment by physiotherapists and chiropractors$/€2,500 per Trip
Medically Necessary required durable medical equipment100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only$/€10,000 per Trip
Emergency dental treatment for immediate relief of pain$/€500 per Trip
Non-Hazardous Sports Coverage$/€150,000 per Trip
Other Benefits
Repatriation of Mortal Remains$/€25,000 per Trip
ATMSafe$/€500 per Trip
STANDARD Enhanced Benefit Options
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Baggage Delay 1$/€100 per day up to $/€700 per Trip
Baggage Loss/Theft$/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip
Personal Liability$/€100,000 per Trip
Accidental Death & Disability / Permanent Total Disability$/€100,000 per Trip
Additional Hospital Benefit (per day / total benefit)$/€75 per day up to $/€600 per Trip
Physical Assault$/€5,000 per Trip
Money and Documents (tickets, cash, banknotes)$/€500 per Trip
Loss of Passport$/€250 per Trip
Travel Delay 1$/€100 per day up to $/€1,000 per Trip
Missed Departure$/€1,000 per Trip
Legal Expenses$/€10,000 per Trip
Hijacking$/€1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters$/€1,500 per Trip
1. Benefit does not apply to One Way Trips
COMPREHENSIVE Cancellation and Curtailment Cover
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Cancellation and Curtailment 2$/€2,000 per Trip; subject to $/€100 Deductible per Trip
Compassionate Repatriation (Family Return)$/€6,000 per Trip
2. Benefit not available to residents of the USA
Add On Option 1:
Winter Sports Package – Limited to 21 days in aggregate per Policy Period
Ski Equipment
OwnedUp to $/€300
HiredUp to $/€300
Single Item Limit$/€300
Unreceipted Items LimitUp to $/€150
Unreceipted Single Item LimitUp to $/€50
Ski Hire$/€25 per day up to $/€300
Ski Pack$/€25 per day up to $/€300
Piste Closure$/€25 per day up to $/€300
Delay Due to AvalancheUp to $/€300
Add On Option 2:
Business Equipment & Money
Business EquipmentUp to $/€1,500
Single Item Limit$/€500
Computer Equipment Single Item Limit$/€750
Samples Limit$/€400
Unreceipted Items LimitUp to $/€300
Unreceipted Single Item Limit$/€50
Delayed Business Equipment$/€100 per day up to $/€300
Emergency Courier of Essential Business EquipmentUp to $/€400
Business Equipment Hire$/€100 per day up to $/€500
Business MoneyUp to $/€500
Cash Limit$/€200
Add On Option 3:
Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf EquipmentUp to $/€1,000
Golf EquipmentUp to $/€1,000
Single Item Limit$/€200
Unreceipted Items LimitUp to $/€300
Unreceipted Single Item Limit$/€50
Golf Equipment Hire$/€50 per day up to $/€250
Non-Refundable Golfing Fees$/€50 per day up to $/€250

Our Partners

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Business Travel Insurance FAQs


Do I need travel insurance for a business trip?

Does travel insurance cover business trips?

What does business travel insurance cover?

What is the maximum duration I can be insured for?

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