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International Travel Insurance

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

You can cover a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad; regardless of how often you travel.

With a core international travel insurance policy, additional policy options and destination tailoring, you can adapt cover and premiums to provide you with exactly the right travel insurance solution for you.

Worldwide Single Trip & Multi-Trip Travel Insurance

The TravelCare Expat Travel Insurance allows you the freedom to purchase either a single trip insurance plan or an annual multi-trip travel product, allowing you to travel as frequently as you like with complete peace of mind.

Annual multi-trip plans allow you to select to be covered in either the EU or Worldwide; with maximum trip lengths of 42 or 90 days.

Primary Module – Medical Treatment & Evacuation

This is the core policy option, which provides the important medical cover against the high cost of medical treatment and emergency medical evacuations. The standard plan benefits also provide you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.

Option 1 – Enhanced Benefits

This optional level of protection also covers you against the additional losses to property, liability and accidents that you may suffer whilst travelling abroad.

Option 2 – Cancellation & Curtailment Cover

Cancellation and Curtailment covers you in the event that your trip is unexpectedly cancelled or you are forced to return home early.

Please review the policy working for full details of the policy benefits and exclusions.

Click here to download policy wording and benefit schedule.

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What is Expat Travel Insurance?

A comprehensive expat travel insurance policy can protect you against a variety of scenarios such as, emergency medical treatment and bank card theft protection. With Expatriate Healthcare, your expat travel insurance can be tailored to suit you, adding additional benefits as you choose. Our TravelCare policy covers all nationalities and global destinations, for time frames best suited to you.

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Travel Insurance Benefit Schedule

Single and Multi-Trip Expat Travel Insurance

The Benefit Schedule is a summary of travel cover and must be read in conjunction with the Policy Wording.

All Coverages and Plan Costs listed in this Schedule of Benefits are in Euros amounts. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

Emergency Medical Evacuation EUR 100,000
Air Ambulance 100% per Trip
Accompaniment €300 per day up to €3,000 per Trip
Continuation €5,000 per Trip
Repatriation for Medical Treatment 100% per Trip
Care Management 100% per Trip
Emergency and Accidental Medical Treatment EUR 1,000,000
Acute/emergency Sickness and Injury 100% per Trip
Treatment by authorized physicians, nurses and specialists 100% per Trip
Hospitalization (semi-private rooms) 100% per Trip
Surgery, anesthesiologist 100% per Trip
Prescribed medicines, dressings 100% per Trip
Local transport to and from the place of treatment 100% per Trip
Treatment by physiotherapists and chiropractors €2,500 per Trip
Medically Necessary required durable medical equipment 100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only €10,000 per Trip
Emergency dental treatment for immediate relief of pain €500 per Trip
Non-Hazardous Sports Coverage €150,000 per Trip
Other Benefits
Repatriation of Mortal Remains €25,000 per Trip
ATMSafe €500 per Trip
Add On Option 1: Enhanced Benefit Options
Baggage Delay 1 €100 per day up to €700 per Trip
Baggage Loss / Theft €500 per Item up to €2,500 per Trip;
subject to €100 Deductible per Trip
Personal Liability €100,000 per Trip
Accidental Death & Disability / Permanent Total Disability €100,000 per Trip
Additional Hospital Benefit (per day / total benefit) €75 per day up to €600 per Trip
Physical Assault €5,000 per Trip
Money and Documents (tickets, cash, banknotes) €500 per Trip
Loss of Passport €250 per Trip
Travel Delay 1 €100 per day up to €1,000 per Trip
Missed Departure €1,000 per Trip
Legal Expenses €10,000 per Trip
Hijacking €1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters €1,500 per Trip
Add On Option 2: Cancellation and Curtailment Benefit Options
Cancellation and Curtailment 2 €2,000 per Trip; subject to €100
Deductible per Trip
Compassionate Repatriation (Family Return) €6,000 per Trip

1. Benefit does not apply to One Way Trips.
2. Benefit not available to residents of the USA

Add On Option 3: Winter Sports Package – Limited to 21 days in aggregate per Policy Period
Ski Equipment
Owned
Hired
Single Item Limit
Unreceipted Items Limit
Unreceipted Single Item Limit
Up to €300
Up to €300
€300
Up to €150
€50
Ski Hire €25 per day up to €300
Ski Pack €50 per day up to €300
Piste Closure €25 per day up to €300
Delay Due to Avalanche Up to €300
Add On Option 4: Business Equipment & Money
Business Equipment
Single Item Limit
Computer Equipment Single Item Limit
Samples Limit
Unreceipted Items Limit
Unreceipted Single Item Limit
Delayed Business Equipment
Emergency Courier of Essential Business Equipment
Up to €1,500
€500
€750
€400
Up to €300
€50
€100 per day up to €300
Up to €400
Business Equipment Hire €100 per day up to €500
Business Money
Cash Limit
Up to €500
€200
Add On Option 5: Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf Equipment
Single Item Limit
Unreceipted Items Limit
Unreceipted Single Item Limit
Up to €1,000
€200
Up to €300
€50
Golf Equipment Hire €50 per day up to €250
Non Refundable Golfing Fees €50 per day up to €250
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Click here to download policy wording and benefit schedule.

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FAQs International Travel Insurance Plans


Am I eligible to purchase your International Travel Insurance?

What is my country of residence?

Should I choose Worldwide or European cover?

Is your International Travel Insurance plans worldwide?

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