Customers Covered*
Active Policies
Countries

Plan Options

Our International Travel Insurance Plans

With a core International Travel Insurance policy, additional policy options and destination tailoring, you can adapt cover and premiums to provide you with exactly the right travel insurance solution for your needs.

Basic

Medical Evacuation

This is the core policy option, which provides the important medical cover against the high cost of medical treatment and emergency medical evacuations.

  • Emergency medical treatment
  • Accidental medical treatment
  • Emergency medical evacuation
  • Repatriation
Standard

Enhanced Benefits

Optional protection against additional losses to property, personal liability, and accidents that you may suffer whilst travelling abroad.

  • Baggage delays and loss
  • Money and documents
  • Travel delays
  • Non-medical evacuation
Comprehensive

Cancellation & Curtailment Cover

Optional cover to protect you in the event that your trip is unexpectedly cancelled, or you are forced to return home early.

  • Trip cancellation
  • Returning home early
  • Compassionate repatriation
  • Treatment & evacuation
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Policy Benefits

Key Benefits of our International Travel Insurance Policies

Discover more about our Travel Insurance policy benefits, put in place to protect you against unforeseen and unexpected events when you’re overseas. Depending on the policy you select we can help you with medical, financial, and logistical issues.

Emergency Medical Evacuation

Travel Insurance with us covers charges for emergency evacuation when treatment is not available locally and deemed necessary. You will be moved to a suitable location based on the expertise of medical advisors and your attending physician. You will be safe in the knowledge that you will receive the treatment you need in a safe and appropriate location.

Emergency & Accidental Medical Treatment

Falling ill or becoming injured overseas can be daunting prospect, especially in rural or lesser developed locations. Furthermore, language can often be a hurdle that many without the correct insurance cover have to navigate. Travel Insurance is in place to give you peace of mind that whatever happens, you will receive the expert care and treatment you need.

Enhanced Benefits & Protection

We offer a core Travel Insurance policy, to which you can add different benefits. This puts policy flexibility in your hands, allowing you to choose the Travel Insurance you need. This optional level of protection also covers you against the additional losses to property, personal liability, and accidents that you may suffer whilst travelling abroad.

Cancellation & Curtailment Cover

Travel insurance cancellation and curtailment provides cover should you need to cancel your trip before you depart or cut your time overseas short. Reasons can include everything medical, including sickness, serious injury, or death. On the opposite side, cover can also include (but is not limited to) strikes, industrial action, redundancy, or your travel operator collapsing.

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Medical Insurance

International Travel Insurance to Suit You

Whilst Expatriate Group offer a core Travel Insurance policy with different add-on benefits, we also offer different types of specialist cover which may be better suited to your travel insurance needs.

Comprehensive Cover

Travel Medical Insurance

Cover for up to $/€/£1,000,000 for emergency and accidental medical treatment whilst you’re abroad. Just choose between single trip or annual trip cover so that you’re protected on your travels.

Travel Medical Insurance

Comprehensive Cover

Travel Medical Insurance

Key Features
  • Instant last minute cover
  • Comprehensive cover
  • Single or annual policy
  • Emergency transport

Suited for Flexibility

Non-Resident Travel Insurance

Expatriate Group Travel Insurance for Non-UK Residents is designed for people who do not live in the UK but reside in EU or EEA countries. Additional enhanced benefit options are available to add to your package.

Non-Resident Travel Insurance

Suited for Flexibility

Non-Resident Travel Insurance

Key Features
  • Cover for EU or EEA residents
  • Flexible cover up to 11 months
  • One-off premium payment
  • Comprehensive protection

Outbound Cover

One Way Travel Insurance

Do you need insurance to cover to a single outbound trip? Our standard travel insurance policy can be tailored to cover just one-way travel for expats and travellers alike to any global destination.

One Way Travel Insurance

Outbound Cover

One Way Travel Insurance

Key Features
  • One trip travel insurance
  • Comprehensive cover
  • Covered from departure to destination
  • Max duration 180 days

Unexpected Circumstances

Single Trip Travel Insurance

From valuable medical cover to vital cancellation cover, our single trip insurance policies ensure that you’re protected against unexpected circumstances. The ideal solution if you want to cover a specific trip overseas.

Single Trip Insurance

Unexpected Circumstances

Single Trip Travel Insurance

Key Features
  • Covered from purchase to return home
  • Medical cover
  • Cancellation cover
  • Protected against unforeseen scenarios

Unlimited Cover

Annual Travel Insurance

Save time and money when you’re going on holiday or a business excursion with Annual Multi-Trip Insurance. It takes the stress away from having to search, compare and purchase a new policy every time you travel.

Annual Travel Insurance

Unlimited Cover

Annual Travel Insurance

Key Features
  • European or worldwide cover
  • Cover every time you travel
  • Destination tailoring
  • Flexible travel insurance

Working Abroad

Business Travel Insurance

Travelling for work requires the same level of travel insurance as any other trip. International Business Travel Insurance will cover you should your travel plans suffer, from missing your flights to losing your laptop.

Business Travel Insurance

Working Abroad

Business Travel Insurance

Key Features
  • Single or annual business cover
  • Europe or worldwide
  • Laptop travel insurance
  • Cancellation & curtailment

Policy Benefits

The Benefit Schedule

The benefit schedule is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

BASIC Medical Treatment & Evacuation
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Air Ambulance 100% per Trip
Accompaniment $/€300 per day up to $/€3,000 per Trip
Continuation $/€5,000 per Trip
Repatriation for Medical Treatment 100% per Trip
Care Management 100% per Trip
Acute/emergency Sickness and Injury 100% per Trip
Treatment by authorized physicians, nurses and specialists 100% per Trip
Hospitalization (semi-private rooms) 100% per Trip
Surgery, anesthesiologist 100% per Trip
Prescribed medicines, dressings 100% per Trip
Local transport to and from the place of treatment 100% per Trip
Treatment by physiotherapists and chiropractors $/€2,500 per Trip
Medically Necessary required durable medical equipment 100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only $/€10,000 per Trip
Emergency dental treatment for immediate relief of pain $/€500 per Trip
Non-Hazardous Sports Coverage $/€150,000 per Trip
Other Benefits
Repatriation of Mortal Remains $/€25,000 per Trip
ATMSafe $/€500 per Trip
STANDARD Enhanced Benefit Options
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Baggage Delay 1 $/€100 per day up to $/€700 per Trip
Baggage Loss/Theft $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip
Personal Liability $/€100,000 per Trip
Accidental Death & Disability / Permanent Total Disability $/€100,000 per Trip
Additional Hospital Benefit (per day / total benefit) $/€75 per day up to $/€600 per Trip
Physical Assault $/€5,000 per Trip
Money and Documents (tickets, cash, banknotes) $/€500 per Trip
Loss of Passport $/€250 per Trip
Travel Delay 1 $/€100 per day up to $/€1,000 per Trip
Missed Departure $/€1,000 per Trip
Legal Expenses $/€10,000 per Trip
Hijacking $/€1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters $/€1,500 per Trip
1. Benefit does not apply to One Way Trips
COMPREHENSIVE Cancellation and Curtailment Cover
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Cancellation and Curtailment 2 $/€2,000 per Trip; subject to $/€100 Deductible per Trip
Compassionate Repatriation (Family Return) $/€6,000 per Trip
2. Benefit not available to residents of the USA
Add On Option 1
Winter Sports Package – Limited to 21 days aggregate per Policy Period
Ski Equipment
Owned Up to $/€300
Hired Up to $/€300
Single item limit $/€300
Unreceipted Items Limit Up to $/€150
Unreceipted Single Item Limit Up to $/€50
Ski Hire $/€25 per day up to $/€300
Ski Pack $/€25 per day up to $/€300
Piste Closure $/€25 per day up to $/€300
Delay Due to Avalanche Up to $/€300
Add On Option 2
Business Equipment & Money
Business Equipment Up to $/€1,500
Single Item Limit $/€500
Computer Equipment Single Item Limit $/€750
Samples Limit $/€400
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Delayed Business Equipment $/€100 per day up to $/€300
Emergency Courier of Essential Business Equipment Up to $/€400
Business Equipment Hire $/€100 per day up to $/€500
Business Money Up to $/€500
Cash Limit $/€200
Add On Option 3
Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf Equipment Up to $/€1,000
Single Item Limit $/€200
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Golf Equipment Hire $/€50 per day up to $/€250
Non-Refundable Golfing Fees $/€50 per day up to $/€250
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Expats Covered
Active Policies
Global Countries

What our global customers say

Excellent support from one of the Expatriate Group consultants. Very helpful and courteous. I had difficulty making the purchase online. However, the consultant talked me through the steps over the phone to ensure that I was able to make the purchase online with success. Extremely helpful indeed.
Mrs Hawkes
International Travel Insurance Customer
I am now based in Poland and travel extensively on Business. I have both health and travel insurance with Expat and have not had anything but good experiences. Great staff very helpful and willing go the extra mile to help out when you need it most. I will be continuing my relationship with this company going forward. Many thanks to all concerned with my accounts.
Mr Vajash
International Travel Insurance Customer
Expatriate healthcare provides an easy to access, clear travel insurance option for expats. The website is easy to navigate, it is clear what you are buying and what are the options. Having decided, buying the insurance couldn’t be easier.
Mr Tierney
International Travel Insurance Customer
Assistance and communication are second to none. My situation is quite complex, so I had a lot of questions and requests when taking out my travel insurance policy. It was very important to me that my family’s health insurance came from a company where communication was of a high standard as I need to know that if I ever make any claims they will be dealt with efficiently. Their value for money is also a lot better than almost all the other insurance companies I made enquiries too.
Mr Greig
International Travel Insurance Customer
It took me quite a while to find Expatriate Group when our usual Travel Insurance company refused to insure us for a brief trip to Vietnam because we were suddenly too old. Being Australian expatriates living in Indonesia, I found that nearly all the companies that do cover older travellers demanded that we depart from the country they are based in. It was a delight to find Expatriate Group would cover us and at a competitive price.
Mr Hoekstra
International Travel Insurance Customer
Brilliant! I recently renewed my travel insurance policy with Expatriate Group for a third year. Changing from European to Worldwide for the second year was easy. When I had difficulties working out how to revert to European again this time the Live Chat option was very helpful.
Mrs Brookes
International Travel Insurance Customer
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International Travel Insurance FAQs

Want to know more about our Travel Insurance? We have outlined some of our most popular queries below to help make purchasing your insurance easier. Don’t forget you can get in contact with us if you have any further questions.

Who can I cover with my Travel Insurance policy?

You can include cover for up to 10 people in your Travel Insurance quote. Infants aged 14 days up to the age of two are included in the coverage of an insured parent or guardian for no additional premium, but they must be declared at the time of initial purchase.

We offer six different types of travel insurance here at Expatriate Group to ensure that you are covered no matter how you’re travelling.

The type of travel you choose will depend on where you’re going, how long for and what you want to be covered for.

We have expat insurance policies for:

We also offer a cashless health insurance solution for corporate customers.

 

When going on holiday you will be covered for general leisure sports and activities that are detailed in the leisure chart provided when purchasing your policy.

Extreme sports, such as sky diving, scuba diving, white water rafting and more will require an additional level of cover and will need to be communicated when requesting your Travel Insurance quote.

If you are planning on visiting another country during your holiday, you will need to include these details when purchasing your insurance policy.

The total of your travel insurance policy will depend on a number of factors such as; age, destination, holiday duration, activities, and pre-existing medical conditions.

We tailor each policy according to your specific needs. To find out how much travel insurance will cost you, get a Travel Insurance quote today.

You will only be covered for pre-existing medical conditions that you declare when purchasing your policy. If you fall ill from a pre-existing condition that you have not declared, you will not be covered and will most likely be unsuccessful in your claim.

When taking out a Worldwide Single Trip Insuranceand One-Way Trip policy your trip must not exceed 180 days and may not be combined with any other policy to exceed this limit.

If you’re purchasing an Annual Multi Trip Insurance policy your holiday must not exceed 90 days in total.

If you require insurance for a longer period of time, International Health Insurance may be the ideal choice, particularly if you are moving abroad.

Latest Worldwide Expat News

Check out our expat guides and blogs for inspiration, advice, tips and assistance on moving abroad and travelling.

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