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Short Term Healthcare Insurance

Individuals travelling abroad for periods of 3 to 11 months can opt for our Short Term Healthcare Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.

  • Instant Health Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • 3-11 Month Cover Term

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

Protect your income against an accident or an illness that prevents you from attending your usual occupation.

Short Term Healthcare Insurance

Whilst Expatriate Healthcare will always remain dedicated to providing international medical insurance, we understand that short term healthcare policies would suit many expats, travellers and volunteers. Those on overseas secondments, students studying abroad, and travellers who do not want to return home for treatment can all benefit from purchasing their overseas iPMI in smaller chunks.

Individuals travelling abroad for periods of 3 to 11 months can opt for our Short Term Healthcare Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.

Key Benefits of our Short Term Healthcare

  • Instant Healthcare Cover

  • 24 Hour Support

  • No Hospital Restrictions

  • Comprehensive Protection

  • 3 – 11 Month Cover Term

  • One-Off Premium Payment

  • Defined Start and End Date

  • No Out-of-pocket Hospital Expenses

Our Customers in Numbers

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Expats Covered

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Different Countries

Our focus is to deliver peace of mind and this is reflected in our 3 key insurance plans, which offer varied levels of international medical coverage to suit your personal circumstances and budget.


Find out more about our Select Plan

Find out more about our Primary Plus Plan

Find out more about our Primary Plan

Key Benefits
of our Short Term Healthcare Policies

  • Instant Healthcare Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • Chronic & Terminal Cover
  • No Out-of-pocket Hospital Expenses

Short Term Health Insurance FAQ

Find out more about our short term healthcare policies that offer comprehensive and instant cover, with 24-hour support and no hospital restrictions.

Country Guides

Get the essential information to bring countries to life in your mind’s eye…

The Benefit Schedule

Hospital Benefits Select Primary+ Primary
Private Hospital Bed
Surgeries, Anaesthetists’ fees, Operating Theatre, Specialist, Physician and Nursing Fees, Intensive Care.
Prescribed Medicine and Drugs
Diagnostic Tests and Procedures (including MRI, CAT, PET)
Oncology/Cancer Treatment
Psychiatric 30 days 30 days 30 days
Home Nursing (following hospitalisation) 30 days 30 days 30 days
Hospital Cash Benefit €150 per night €100 per night €75 per night
Rehabilitation (following hospitalisation) €2,000 €2,000 €2,000
Parent Accommodation
Second Opinion for Surgery
Organ Transplant €300,000 €150,000 €100,000
Outpatient & GP Benefits Select Primary+ Primary
Family doctor, GP, Specialist and Physician consultations fees; including outpatient surgeries

for pre-hospitalisation and then for 60 days following a valid hospitalisation
Prescribed Medicine and Drugs
Diagnostic Tests and Procedures (including MRI, CAT, PET)
Physiotherapy & Alternative Medicine 20 sessions 10 sessions
Oncology/Cancer Treatment
Management of Chronic Conditions €2,000 €2,000  
Psychiatric 10 sessions/€3,000 10 sessions/€3,000  
Assistance Services & Special Benefits Select Primary+ Primary
Emergency Medical Transportation
Local Ambulance
Expenses for accompanying Dependent
– Travel
– Accommodation & Subsistence


€150 per day


€100 per day


€75 per day
Repatriation of Mortal Remains €10,000 €5,000 €5,000
Compassionate Travel
Family Compassionate Travel €250 €250 €250
Terminal & Palliative Care €30,000 €20,000 €15,000
HIV, AIDS & ARCS €50,000 (lifetime) €50,000 (lifetime)  
Maternity Care Select Primary+ Primary
Complications of Pregnancy 100% €5,000 €5,000
Normal Delivery €7,500*    
Elective Caesarean Operation €7,500*    
Non-elective Caesarean Operation €7,500*    
Home Delivery €7,500*    
Home Nursing following Home Delivery 5 days*    
New Born Care €25,000*    
Dental Care Select Primary+ Primary
Accidental Emergency Dental Treatment
Routine Dental Treatment €750    
Basic Restorative Dental Treatment €750    
Major Restorative Dental Treatment €1,000    
Dental benefits (except Accidental) are subject to a 20% co-pay
Optical Care Select Primary+ Primary
Examinations & Lenses (inc. contact lenses) €150    
Preventative Care Select Primary+ Primary
Medical Check-up  
Travel Vaccinations    
Cervical Smears    
Mammograms    
Prostate Cancer Screening    

What is Short Term Healthcare?

We know that not every trip abroad is the same, so our Short Term Healthcare policy can provide comprehensive cover from a minimum of 3 to 11 months. Instant healthcare cover, 24-hour support, and unrestricted access to hospitals will give you peace of mind for however long you are overseas.

Short Term Healthcare FAQs

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Country Guides

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Key Short Term Healthcare Insurance Features

coins24Medical Expenses

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly.

Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.

coins24Preventative Care

Your health and well-being and that of those you love and value is of paramount importance. Expatriate Healthcare is committed to keeping you all healthy by providing regular health checks and tests. These include vaccinations, annual medical check-ups and cervical smears.

We even provide for prostate cancer screening and mammograms for the over 45’s.

dental careDental Care

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly.

Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.

optical careOptical Care

Changes to your eyesight are inevitable. That’s why Expatriate Healthcare provide a benefit covering the cost of an annual eye examination for each person insured under the policy.

Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contact lenses).

coins24Maternity Care

We know that when you are expecting a baby, you need to feel confident that appropriate care is available.

Once you have been covered by the policy continuously for 12 months, if you become pregnant, we provide for your antenatal appointments in the run up to the big day and for the delivery itself. And to get you back on your feet in those early days, we also allow for home nursing for 5 days after home delivery.

coins24Complementary Medicine / Therapies

Should you be prescribed complementary treatment, we cover chiropractic help, osteopathy, homeopathy and acupuncture.

coins2424hr Emergency Assistance

In the event of an emergency, one simple call to Expatriate Healthcare’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriate treatment.

Through our multilingual 24-hour support partner, we will liaise with you, your family and the local healthcare services, keeping you continually updated.

24 hour Emergency Medical Assistance is standard on all of our international healthcare plans.

coins24AIDS/HIV and Chronic Conditions

We understand that not all medical conditions can be cured.

Chronic conditions usually require you to have regular check-ups, nursing care and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating.

We support you by providing benefits in respect of both HIV and chronic conditions.

Our Partners

Lloyds London Insurance Broker
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Private Medical Insurance Plans

Select Planexpat_select

The Expatriate Healthcare Select Plan is one of the most comprehensive private medical insurance plans on the market today. A total solution to your healthcare, chronic and dental needs, the plan not only provides you with excellent cover in an event of an illness but you also benefit for a healthier outlook.

Primary+ Planexpat_primary+

Complete healthcare cover – The Primary+ Plan is based on our Select Plan without the elective services. It is an intelligent medical cover package, which competes favourably with most other providers’ flagship products. Primary+ gives you access to your family doctor; inpatient, day patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).

Primary Planexpat_primary

The essential elements – The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs plus follow-up outpatient treatment and the Emergency Assistance and Repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.

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FAQs Short Term Healthcare Insurance Plans


Is your Short Term Healthcare Insurance worldwide?

When should the Short Term Healthcare Insurance cover start and expire?

Are Short Term Healthcare Insurance policies renewable?

Can I pay monthly or do I have to pay upfront for Short Term Healthcare Insurance?

Are you regulated?

Which hospitals can I use?

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