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Individuals travelling abroad for periods of 3 to 11 months can opt for our Short Term Healthcare Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.
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Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.
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Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.
Protect your income against an accident or an illness that prevents you from attending your usual occupation.
Whilst Expatriate Healthcare will always remain dedicated to providing international medical insurance, we understand that short term healthcare policies would suit many expats, travellers and volunteers. Those on overseas secondments, students studying abroad, and travellers who do not want to return home for treatment can all benefit from purchasing their overseas iPMI in smaller chunks.
Instant Healthcare Cover
24 Hour Support
No Hospital Restrictions
3 – 11 Month Cover Term
One-Off Premium Payment
Defined Start and End Date
No Out-of-pocket Hospital Expenses
Our focus is to deliver peace of mind and this is reflected in our 3 key insurance plans, which offer varied levels of international medical coverage to suit your personal circumstances and budget.
Key Benefits of our Short Term Healthcare Policies
Find out more about our short term healthcare policies that offer comprehensive and instant cover, with 24-hour support and no hospital restrictions.
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The Benefit Schedule
We know that not every trip abroad is the same, so our Short Term Healthcare policy can provide comprehensive cover from a minimum of 3 to 11 months. Instant healthcare cover, 24-hour support, and unrestricted access to hospitals will give you peace of mind for however long you are overseas.
Short Term Healthcare FAQs
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Key Short Term Healthcare Insurance Features
Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly.
Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.
Your health and well-being and that of those you love and value is of paramount importance. Expatriate Healthcare is committed to keeping you all healthy by providing regular health checks and tests. These include vaccinations, annual medical check-ups and cervical smears.
We even provide for prostate cancer screening and mammograms for the over 45’s.
Changes to your eyesight are inevitable. That’s why Expatriate Healthcare provide a benefit covering the cost of an annual eye examination for each person insured under the policy.
Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contact lenses).
We know that when you are expecting a baby, you need to feel confident that appropriate care is available.
Once you have been covered by the policy continuously for 12 months, if you become pregnant, we provide for your antenatal appointments in the run up to the big day and for the delivery itself. And to get you back on your feet in those early days, we also allow for home nursing for 5 days after home delivery.
Should you be prescribed complementary treatment, we cover chiropractic help, osteopathy, homeopathy and acupuncture.
In the event of an emergency, one simple call to Expatriate Healthcare’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriate treatment.
Through our multilingual 24-hour support partner, we will liaise with you, your family and the local healthcare services, keeping you continually updated.
24 hour Emergency Medical Assistance is standard on all of our international healthcare plans.
We understand that not all medical conditions can be cured.
Chronic conditions usually require you to have regular check-ups, nursing care and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating.
We support you by providing benefits in respect of both HIV and chronic conditions.
The Expatriate Healthcare Select Plan is one of the most comprehensive private medical insurance plans on the market today. A total solution to your healthcare, chronic and dental needs, the plan not only provides you with excellent cover in an event of an illness but you also benefit for a healthier outlook.
Complete healthcare cover – The Primary+ Plan is based on our Select Plan without the elective services. It is an intelligent medical cover package, which competes favourably with most other providers’ flagship products. Primary+ gives you access to your family doctor; inpatient, day patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).
The essential elements – The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs plus follow-up outpatient treatment and the Emergency Assistance and Repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.
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Yes, our Short Term Healthcare Insurance can cover you worldwide. However, there are also the following options:
Cover is effective from the moment of purchasing your Short Term Healthcare Insurance policy (or you can choose a date up to 90 days in advance). The expiry date of your Short Term Healthcare Insurance cover will be the date that you select; as long as it its greater than 3 months and within 11 months of your chosen start date. The start date and expiry date of your cover will be available in your documentation.
No. Short Term Healthcare policies cover a specific time frame and are not renewable. However, you can purchase a new Short Term policy or International Healthcare policy to cover another period, depending upon your requirements. Either action would produce a separate and distinct policy.
The Short Term Healthcare plan is available as a one-off premium payment.
Yes, Strategic Insurance Services Limited 9trading as Expatriate Healthcare and Expatriate Group) is authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 307133.
You are entitled to be treated in any hospital of your choice though please ensure that you have your treatment pre-authorised beforehand. See here for a directory of hospitals.
Please note the directory of hospitals is for information only and is not a ‘network’.
Expatriate Group.Delmon House,36-38 Church Road,Burgess Hill,West Sussex,RH15 9AE
Registered Address.35 Ballards Lane,London,N3 1XW
Tel: +44 (0)20 3551 6634Fax: +44 (0)870 428 5141Email: email@example.com
Short Term Healthcare Insurance
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Expatriate Group & Expatriate Healthcare are trading styles of Strategic Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority (FCA). FCA Firm reference Number is 307133. Strategic Insurance Services Limited is authorised to carry on Regulated Activities in accordance with the permissions granted by the FCA under PART IV of the Financial Services and Markets ACT 2000.