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Short Term Healthcare Insurance

Whilst Expatriate Healthcare will always remain dedicated to providing international medical insurance, we understand that short term healthcare policies would suit many expats, travellers and volunteers. Those on overseas secondments, students studying abroad, and travellers who do not want to return home for treatment can all benefit from purchasing their overseas iPMI in smaller chunks.

Individuals travelling abroad for periods of 3 to 11 months can opt for our Short Term Healthcare Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.

Key Benefits of our Short Term Healthcare

  • Instant Healthcare Cover

  • 24 Hour Support

  • No Hospital Restrictions

  • Comprehensive Protection

  • 3 – 11 Month Cover Term

  • One-Off Premium Payment

  • Defined Start and End Date

  • No Out-of-pocket Hospital Expenses

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What is Short Term Healthcare?

We know that not every trip abroad is the same, so our Short Term Healthcare policy can provide comprehensive cover from a minimum of 3 to 11 months. Instant healthcare cover, 24-hour support, and unrestricted access to hospitals will give you peace of mind for however long you are overseas.

Short Term Healthcare FAQs

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Country Guides



Benefit Schedule

Annual Aggregate Maximum




Hospital Benefits
tick = 100% refund to policy annual maximum aggregate
Private Hospital Bed tick tick tick
Surgeries, Anaesthetists’ fees, Operating Theatre, Specialist, Physician and Nursing Fees, Intensive Care. tick tick tick
Prescribed Medicine and Drugs tick tick tick
Diagnostic Tests and Procedures (including MRI, CAT, PET) tick tick tick
Oncology/Cancer Treatment tick tick tick

30 days

30 days

30 days

Home Nursing (following hospitalisation)

30 days

30 days

30 days

Hospital Cash Benefit

€150 per night

€100 per night

€75 per night

Rehabilitation (following hospitalisation)




Parent Accommodation tick tick tick
Second Opinion for Surgery tick tick tick
Organ Transplant




Outpatient & GP Benefits
Family doctor, GP, Specialist and Physician consultations fees; including outpatient surgeries tick tick

for pre-hospitalisation and then for 60 days following a valid hospitalisation

Prescribed Medicine and Drugs tick tick
Diagnostic Tests and Procedures (including MRI, CAT, PET) tick tick
Physiotherapy & Alternative Medicine

20 sessions

10 sessions

Oncology/Cancer Treatment tick tick tick
Management of Chronic Conditions




10 sessions/€3,000

10 sessions/€3,000

Assistance Services & Special Benefits
Emergency Medical Transportation tick tick tick
Local Ambulance tick tick tick
Expenses for accompanying Dependent
– Travel
– Accommodation & Subsistence

€150 per day

€100 per day


€75 per day

Repatriation of Mortal Remains




Compassionate Travel tick tick tick
Family Compassionate Travel




Terminal & Palliative Care





€50,000 (lifetime)

€50,000 (lifetime)

Dental Care
Accidental Emergency Dental Treatment tick tick tick
Routine Dental Treatment


Basic Restorative Dental Treatment


Major Restorative Dental Treatment


Dental benefits (except Accidental) are subject to a 20% co-pay

Optical Care
Examinations & Lenses (inc. contact lenses)


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Our Partners

Lloyds London Insurance Broker

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Key Healthcare Insurance Features

coins24Medical Expenses

We provide cover for inpatient and outpatient medical costs, liaising with medical staff and ensuring that you are receiving appropriate treatment.

Should any member of your family fall ill and require emergency medical transportation, we provide a round-trip airfare ticket for one accompanying dependant insured under the policy.

Not available on all plans. Please go to ‘our benefits’ for full details.

massage2Complementary Medicine / Therapies

Should you be prescribed complementary treatment, we cover chiropractic help, osteopathy, homeopathy and acupuncture.

Not available on all plans. Please go to ‘our benefits’ for full details.

tooth23Dental Care

Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly.

Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.

Not available on all plans. Please go to ‘our benefits’ for full details.

eye46Optical Care

Changes to your eyesight are inevitable. That’s why Expatriate Healthcare provide a benefit covering the cost of an annual eye examination for each person insured under the policy.

Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contact lenses).

Not available on all plans. Please go to ‘our benefits’ for full details.

chopper24hr Emergency Assistance

In the event of an emergency, one simple call to Expatriate Healthcare’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriate treatment.

Through our multilingual 24-hour support partner, we will liaise with you, your family and the local healthcare services, keeping you continually updated.

24 hour Emergency Medical Assistance is standard on all of our international healthcare plans.

electrocardiogram1AIDS/HIV and Chronic Conditions

We understand that not all medical conditions can be cured.

Chronic conditions usually require you to have regular check-ups, nursing care and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating.

We support you by providing benefits in respect of both HIV and chronic conditions.

Not available on all plans. Please go to ‘our benefits’ for full details.

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Private Medical Insurance Plans

Select Planexpat_select

The Expatriate Healthcare Select Plan is one of the most comprehensive private medical insurance plans on the market today. A total solution to your healthcare, chronic and dental needs, the plan not only provides you with excellent cover in an event of an illness but you also benefit for a healthier outlook.

Primary+ Planexpat_primary+

Complete healthcare cover – The Primary+ Plan is based on our Select Plan without the elective services. It is an intelligent medical cover package, which competes favourably with most other providers’ flagship products. Primary+ gives you access to your family doctor; inpatient, day patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).

Primary Planexpat_primary

The essential elements – The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs plus follow-up outpatient treatment and the Emergency Assistance and Repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.


FAQs International Healthcare Plans

Is your Short Term Healthcare Insurance worldwide?

When should the Short Term Healthcare Insurance cover start and expire?

Are Short Term Healthcare Insurance policies renewable?

Can I pay monthly or do I have to pay upfront for Short Term Healthcare Insurance?

Are you regulated?

Which hospitals can I use?

South America North America Africa Australia & New Zealand Asia Europe