Short Term Health Insurance from Expatriate Healthcare

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Short Term Healthcare Insurance

Individuals travelling abroad for periods of 2 to 11 months can opt for our Short Term International Health Insurance. It provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.

  • Instant Health Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • 2-11 Month Cover Term

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

Protect your income against an accident or an illness that prevents you from attending your usual occupation.

Short Term Medical Insurance

Whilst Expatriate Group will always remain dedicated to providing international health insurance, we understand that temporary medical insurance would suit many expats, travellers and volunteers. Those on overseas secondments, students studying abroad, and travellers who do not want to return home for treatment can all benefit from purchasing their overseas iPMI in smaller chunks.

Therefore, short term medical insurance could be the best international health insurance for students and individuals travelling abroad for periods of 2 to 11 months.

Opting for our short term health insurance plan provides the comprehensive protection our customers are used to, just for a shorter amount of time to better suit your needs.

Key Benefits of our Short Term Health Insurance Plans

  • Instant Healthcare Cover

  • 24 Hour Support

  • No Hospital Restrictions

  • Comprehensive Protection

  • 2 – 11 Month Cover Term
  • One-Off Premium Payment

  • Defined Start and End Date

  • No Out-of-pocket Hospital Expenses

Our Customers in Numbers



Expats Covered



Active Policies

In Over


Different Countries

Our focus is to provide the best medical insurance for expats whether that’s short-term or long-term. We have three key insurance plans offering varying levels of coverage to suit your personal circumstances and budget.

Find the best expat health insurance for you.

Find out more about our Select Plan

Find out more about our Primary Plus Plan

Find out more about our Primary Plan

Key Benefits
of our Short Term Healthcare Policies

  • Instant Healthcare Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • Chronic & Terminal Cover
  • No Out-of-pocket Hospital Expenses

Short Term Health Insurance FAQ

Find out more about our short term healthcare policies that offer comprehensive and instant cover, with 24-hour support and no hospital restrictions.

Country Guides

Get the essential information to bring countries to life in your mind’s eye…

The Benefit Schedule

Income Replacement Select Primary+ Primary
Accidental Death and Permanent Total Disability† $/€/£100,000
Hospital Benefits Select Primary+ Primary
Annual Aggregate Maximum $/€/£5,000,000 $/€/£1,500,000 $/€/£1,000,000
Private Hospital Bed
Surgeries, Anaesthetists’ fees, Operating Theatre, Specialist, Physician and Nursing Fees, Intensive Care.
Prescribed Medicine and Drugs
Diagnostic Tests and Procedures (including MRI, CAT, PET)
Oncology/Cancer Treatment
Psychiatric 30 days 30 days 30 days
Home Nursing (following hospitalisation) 30 days 30 days 30 days
Hospital Cash Benefit $/€/£150 per night $/€/£100 per night $/€/£75 per night
Rehabilitation (following hospitalisation) $/€/£2,000 $/€/£2,000 $/€/£2,000
Parent Accommodation
Second Opinion for Surgery
Organ Transplant $/€/£300,000 $/€/£150,000 $/€/£100,000
Outpatient & GP Benefits Select Primary+ Primary
Family doctor, GP, Specialist and Physician consultations fees; including outpatient surgeries

for pre-hospitalisation and then for 60 days following a valid hospitalisation
Prescribed Medicine and Drugs
Diagnostic Tests and Procedures (including MRI, CAT, PET)
Physiotherapy & Alternative Medicine 10 sessions
Oncology/Cancer Treatment
Management of Chronic Conditions $/€/£100,000 $/€/£20,000  
Psychiatric 10 sessions/$/€/£3,000 10 sessions/$/€/£3,000  
Assistance Services & Special Benefits Select Primary+ Primary
Emergency Medical Transportation
Local Ambulance
Expenses for accompanying Dependent
– Travel
– Accommodation & Subsistence

$/€/£150 per day

$/€/£100 per day

$/€/£75 per day
Repatriation of Mortal Remains $/€/£10,000 $/€/£5,000 $/€/£5,000
Compassionate Travel
Family Compassionate Travel $/€/£250 $/€/£250 $/€/£250
Terminal & Palliative Care $/€/£30,000 $/€/£20,000 $/€/£15,000
HIV, AIDS & ARCS $/€/£50,000 (lifetime) $/€/£50,000 (lifetime)  
Maternity Care Select Primary+ Primary
Complications of Pregnancy 100% $/€/£5,000 $/€/£5,000
Normal Delivery $/€/£7,500*    
Elective Caesarean Operation $/€/£7,500*    
Non-elective Caesarean Operation $/€/£7,500*    
Home Delivery $/€/£7,500*    
Home Nursing following Home Delivery 5 days*    
New Born Care $/€/£25,000*    
Dental Care Select Primary+ Primary
Accidental Emergency Dental Treatment
Routine Dental Treatment $/€/£750    
Basic Restorative Dental Treatment $/€/£750    
Major Restorative Dental Treatment $/€/£1,000    
Dental benefits (except Accidental) are subject to a 20% co-pay
Optical Care Select Primary+ Primary
Examinations & Lenses (inc. contact lenses) $/€/£150    
Preventative Care Select Primary+ Primary
Annual Medical Check-up $/€/£ 250 per year and 12 month waiting period  
Travel Vaccinations    
Cervical Smears    
Prostate Cancer Screening    
† For Terms and Conditions see separate PAI Policy Wording
= 100% refund to policy annual maximum aggregate
* = Excludes costs incurred in first 12 months

What is Short Term Healthcare?

We know that not every trip abroad is the same, so our Short Term Healthcare policy can provide comprehensive cover from a minimum of 2 to 11 months. Instant healthcare cover, 24-hour support, and unrestricted access to hospitals will give you peace of mind for however long you are overseas.

Short Term Healthcare FAQs

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Key Short Term Healthcare Insurance Features

coins24Medical Expenses

The primary feature of our global health insurance plans is medical expenses. We will provide you with comprehensive medical cover while you’re overseas.

If for any reason you are hospitalised or require urgent GP treatment while abroad, you can rest assured that you will be protected from medical costs according to our benefit schedule.

coins24Preventative Care

The health and wellbeing of you and your family is vital. Not only does Expatriate Group cover you against emergency medical treatment but it’s also committed to keeping you healthy by covering preventative care cover, including vaccinations, annual medical check-ups, cervical smears and cancer screening for the over 45’s.

dental careDental Care

Dental health shouldn’t be neglected and this is why our short term healthcare insurance plans feature dental care. This covers emergency dental treatment, routine check ups, and any basic or major restorative dental treatment.

Ensure that you and your families oral health is looked after even when you move abroad.

optical careOptical Care

We prioritise optical care and this is why our Select plan covers any eye examinations and lenses so that you can act on any changes to your eyesight without worrying about the expense.

Whenever there is a change to your prescription Expatriate Group will cover you for the cost of treatment and any lenses (including standard contact lenses).

coins24Maternity Care

If you’re expecting a baby or planning on starting a family once abroad you want to know that you will get the appropriate level of care to support your pregnancy, birth and aftercare.

Our short term health insurance plan provides cover for delivery (home or hospital), elective or non-elective caesarean operations any complications that may occur during pregnancy and the all important new born care.

coins24Complementary Medicine / Therapies

Should you require any complementary and alternative medicines that fall outside of mainstream healthcare your Expatriate Group policy will provide cover for treatments such as acupuncture and homeopathy, aromatherapy, chiropractic help and osteopathy.

coins2424hr Emergency Assistance

With Expatriate Group you can guarantee 24/7 emergency multilingual support. If you find yourself requiring emergency medical treatment, you will have immediate access to professional medical and evacuation assistance.

The emergency support team will take care of everything ensuring that you receive the care that you need.

coins24AIDS/HIV and Chronic Conditions

There are some conditions that will require unique assistance and special benefits and this is something we factor into our international health insurance plans.

Therefore, our benefits schedule includes compassionate travel, terminal and palliative care and support for HIV, AIDS & ARCS.

Our Partners

Lloyds London Insurance Broker

Private Medical Insurance Plans

Select Planexpat_select

The Expatriate Healthcare Select Plan is one of the most comprehensive private medical insurance plans on the market today. A total solution to your healthcare, chronic and dental needs, the plan not only provides you with excellent cover in an event of an illness but you also benefit for a healthier outlook.

Primary+ Planexpat_primary+

Complete healthcare cover – The Primary+ Plan is based on our Select Plan without the elective services. It is an intelligent medical cover package, which competes favourably with most other providers’ flagship products. Primary+ gives you access to your family doctor; inpatient, day patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).

Primary Planexpat_primary

The essential elements – The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs plus follow-up outpatient treatment and the Emergency Assistance and Repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.


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FAQs Short Term Healthcare Insurance Plans

Is your Short Term Healthcare Insurance worldwide?

When should the Short Term Healthcare Insurance cover start and expire?

Are Short Term Healthcare Insurance policies renewable?

Can I pay monthly or do I have to pay upfront for Short Term Healthcare Insurance?

Are you regulated?

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