Non-UK Resident Travel Insurance

Our Travel Insurance for Non-UK Residents is designed for people who do not live in the UK but reside in EU or EEA countries.

Plan Options

International Travel Insurance for Non-UK Residents

Whether you want to be covered for an annual multi-trip, a single trip or even for a winter sports trip, our travel insurance will cover you even if you’re not a resident of the UK for up to $/€1,000,000 for emergency and accidental medical treatment whilst you’re abroad.

Expatriate Group’s Non-UK Residents travel insurance provides excellent cover for journeys to areas within Europe and Worldwide and if you want to ensure that you’re completely protected we provide additional enhanced benefit options that you can add to your package.

Travel Insurance Non-UK Resident

Whether you want to explore the stunning lakes of Italy or you want to venture further afield and discover the ancient ruins in Mexico we cover you almost wherever in the world you want to go and adapt policies depending on the length of your trip, destination and party details. It’s important that you are happy with your level of medical insurance, so you can sit back, relax and enjoy your holiday worry-free.

Travel Insurance Non-UK Resident

Policy Benefits

Key Benefits of our Non-UK Resident Travel Insurance

We understand that every traveller has different budgets and varying priorities and with that in mind, we offer a core international non-UK resident insurance policy, additional policy options and destination tailoring so that you can adapt cover and premiums to provide you with exactly the right travel insurance solution for your needs.

Emergency Medical Evacuation

Our basic travel insurance includes medical evacuation cover for travellers to protect you from the high costs when overseas. This includes 100% cover should an air ambulance, hospitalisation, surgery, repatriation for medical treatment and the other benefits listed in the schedule below be required.

Emergency & Accidental Medical Treatment

This is the core policy option, which provides the important medical cover against the high cost of medical treatment overseas. The Basic plan benefits also provide you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.

Enhanced Benefits & Protection

When travelling there can be some unavoidable issues. If you want to ensure that you’re covered should your baggage be delayed or lost, and if you miss your departure or lose your passport, then we offer a level of protection that further protects you against these losses.

Cancellation & Curtailment Cover

Adding to the benefits of the Standard level of cover, cancellation and curtailment covers you in the event that your trip is unexpectedly cancelled, or you are forced to return home early. This covers both medical reasons, extending to loved ones, as well as evacuation for non-medical reasons.

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Non-UK Residents

The Benefit Schedule

The benefit schedule below is applicable to Expatriate Group’s Non-UK Resident Travel Insurance. It is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

BASIC Medical Treatment & Evacuation
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Air Ambulance 100% per Trip
Accompaniment $/€300 per day up to $/€3,000 per Trip
Continuation $/€5,000 per Trip
Repatriation for Medical Treatment 100% per Trip
Care Management 100% per Trip
Acute/emergency Sickness and Injury 100% per Trip
Treatment by authorized physicians, nurses and specialists 100% per Trip
Hospitalization (semi-private rooms) 100% per Trip
Surgery, anesthesiologist 100% per Trip
Prescribed medicines, dressings 100% per Trip
Local transport to and from the place of treatment 100% per Trip
Treatment by physiotherapists and chiropractors $/€2,500 per Trip
Medically Necessary required durable medical equipment 100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only $/€10,000 per Trip
Emergency dental treatment for immediate relief of pain $/€500 per Trip
Non-Hazardous Sports Coverage $/€150,000 per Trip
Other Benefits
Repatriation of Mortal Remains $/€25,000 per Trip
ATMSafe $/€500 per Trip
STANDARD Enhanced Benefit Options
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Baggage Delay 1 $/€100 per day up to $/€700 per Trip
Baggage Loss/Theft $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip
Personal Liability $/€100,000 per Trip
Accidental Death & Disability / Permanent Total Disability $/€100,000 per Trip
Additional Hospital Benefit (per day / total benefit) $/€75 per day up to $/€600 per Trip
Physical Assault $/€5,000 per Trip
Money and Documents (tickets, cash, banknotes) $/€500 per Trip
Loss of Passport $/€250 per Trip
Travel Delay 1 $/€100 per day up to $/€1,000 per Trip
Missed Departure $/€1,000 per Trip
Legal Expenses $/€10,000 per Trip
Hijacking $/€1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters $/€1,500 per Trip
1. Benefit does not apply to One Way Trips
COMPREHENSIVE Cancellation and Curtailment Cover
Emergency and Accidental Medical Treatment €/$1,000,000
Emergency Medical Evacuation €/$100,000
Cancellation and Curtailment 2 $/€2,000 per Trip; subject to $/€100 Deductible per Trip
Compassionate Repatriation (Family Return) $/€6,000 per Trip
2. Benefit not available to residents of the USA
Add On Option 1
Winter Sports Package – Limited to 21 days aggregate per Policy Period
Ski Equipment
Owned Up to $/€300
Hired Up to $/€300
Single item limit $/€300
Unreceipted Items Limit Up to $/€150
Unreceipted Single Item Limit Up to $/€50
Ski Hire $/€25 per day up to $/€300
Ski Pack $/€25 per day up to $/€300
Piste Closure $/€25 per day up to $/€300
Delay Due to Avalanche Up to $/€300
Add On Option 2
Business Equipment & Money
Business Equipment Up to $/€1,500
Single Item Limit $/€500
Computer Equipment Single Item Limit $/€750
Samples Limit $/€400
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Delayed Business Equipment $/€100 per day up to $/€300
Emergency Courier of Essential Business Equipment Up to $/€400
Business Equipment Hire $/€100 per day up to $/€500
Business Money Up to $/€500
Cash Limit $/€200
Add On Option 3
Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf Equipment Up to $/€1,000
Single Item Limit $/€200
Unreceipted Items Limit Up to $/€300
Unreceipted Single Item Limit $/€50
Golf Equipment Hire $/€50 per day up to $/€250
Non-Refundable Golfing Fees $/€50 per day up to $/€250
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Non-UK Resident Insurance FAQs

Where can you get travel insurance for a non-UK resident?

You can get it right here. At Expatriate Group we will cover you for emergency medical treatment and more even if you’re not a resident in the UK.

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Yes, if you’ve purchased a single trip or annual multi-trip policy an extension of no more than 30 days may be granted per policy. We do not offer extensions on one-way trip policies. If you need protection for a longer period of time, consider our International Health Insurance. Alternatively, take a look at the other Expat Insurance products we offer.

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Yes, all claims must be submitted within 90 days from the date of the incident otherwise they will be denied.

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Our travel insurance will not cover you if you try to make a claim resulting from an extreme sporting activity that isn’t covered by the policy. If you’re going skiing, we advise you purchase our Winter Sports package to ensure that all your equipment is protected.

Get an Non-UK resident Travel Insurance quote online easily.

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