Travel Insurance for Non-UK Residents | Expat Travel Insurance
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Non-UK Residents Travel Insurance

Our Travel Insurance for Non-UK Residents is designed for people who do not live in the UK but reside in EU or EEA countries.

  • Emergency Medical Evacuation
  • Emergency & Accidental Medical Treatment
  • Enhanced Benefits & Protection
  • Cancellation & Curtailment Cover

Whether you want to be covered for an annual multi-trip, a single trip or even for a winter sports trip, our travel insurance will cover you even if you’re not a resident of the UK for up to $/€1,000,000 for emergency and accidental medical treatment whilst you’re abroad.

The Expatriate Healthcare Non-UK Residents travel insurance provides excellent cover for journeys to areas within Europe and Worldwide and if you want to ensure that you’re completely protected we provide additional enhanced benefit options that you can add to your package.

Travel

Worldwide Travel Insurance Cover

Whether you want to explore the stunning lakes of Italy or you want to venture further afield and discover the ancient ruins in Mexico we cover you almost wherever in the world you want to go and adapt policies depending on the length of your trip, destination and party details. It’s important that you are happy with your level of medical insurance, so you can sit back, relax and enjoy your holiday worry-free.

What’s covered?

Medical Treatment & Evacuation

Our basic Medical Treatment and Evacuation policy primarily covers travellers for the high cost of medical treatment and emergency medical evacuations when abroad. This includes 100% cover should an air ambulance, hospitalisation, surgery, repatriation for medical treatment and the other benefits listed in the schedule below be required.

Additional Benefits

The basic policy covers medical issues, however when travelling there are many other accidents and losses that can be unavoidable. If you want to ensure that you’re covered should your baggage be delayed or lost and if you miss your departure or lose your passport then we offer a standard level of protection that further protects you against these losses.

In addition to this should you need to ensure ski equipment, golf equipment or business equipment we have three add on options that you can include in your cover.

BASIC

Medical Treatment & Evacuation

This is the core policy option, which provides the important medical cover against the high cost of medical treatment and emergency medical evacuations. The Basic plan benefits also provide you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.

STANDARD

Enhanced Benefits

In addition to the benefits included on the Basic level of cover, this optional level of protection also covers you against the additional losses to property, personal liability and accidents that you may suffer whilst travelling abroad.

COMPREHENSIVE

Cancellation & Curtailment Cover

Adding to the benefits of the Standard level of cover, Cancellation and Curtailment covers you in the event that your trip is unexpectedly cancelled, or you are forced to return home early.

Key Benefits
of our Travel
Insurance Policies
  • Emergency Medical Evacuation
  • Emergency & Accidental Medical Treatment
  • Enhanced Benefits & Protection
  • Cancellation & Curtailment Cover

Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.

Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.

Protect your income against an accident or an illness that prevents you from attending your usual occupation.

International Travel Insurance FAQ

Find out more about our expat travel insurance policies that can protect you against a variety of scenarios, such as emergency medical treatment and bank card theft protection.

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The Benefit Schedule

The Benefit Schedule is a summary of travel cover and must be read in conjunction with the Policy Wording.

All Coverages and Plan Costs listed in this Schedule of Benefits are in Euros. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.

BASIC Medical Treatment & Evacuation
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Air Ambulance100% per Trip
Accompaniment$/€300 per day up to $/€3,000 per Trip
Continuation$/€5,000 per Trip
Repatriation for Medical Treatment100% per Trip
Care Management100% per Trip
Acute/emergency Sickness and Injury100% per Trip
Treatment by authorized physicians, nurses and specialists100% per Trip
Hospitalization (semi-private rooms)100% per Trip
Surgery, anesthesiologist100% per Trip
Prescribed medicines, dressings100% per Trip
Local transport to and from the place of treatment100% per Trip
Treatment by physiotherapists and chiropractors$/€2,500 per Trip
Medically Necessary required durable medical equipment100% per Trip
Limited motorcycle and sports vehicle coverage for injuries only$/€10,000 per Trip
Emergency dental treatment for immediate relief of pain$/€500 per Trip
Non-Hazardous Sports Coverage$/€150,000 per Trip
Other Benefits
Repatriation of Mortal Remains$/€25,000 per Trip
ATMSafe$/€500 per Trip
STANDARD Enhanced Benefit Options
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Baggage Delay 1$/€100 per day up to $/€700 per Trip
Baggage Loss/Theft$/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip
Personal Liability$/€100,000 per Trip
Accidental Death & Disability / Permanent Total Disability$/€100,000 per Trip
Additional Hospital Benefit (per day / total benefit)$/€75 per day up to $/€600 per Trip
Physical Assault$/€5,000 per Trip
Money and Documents (tickets, cash, banknotes)$/€500 per Trip
Loss of Passport$/€250 per Trip
Travel Delay 1$/€100 per day up to $/€1,000 per Trip
Missed Departure$/€1,000 per Trip
Legal Expenses$/€10,000 per Trip
Hijacking$/€1,000 per Trip
Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters$/€1,500 per Trip
1. Benefit does not apply to One Way Trips
COMPREHENSIVE Cancellation and Curtailment Cover
Emergency and Accidental Medical Treatment€/$1,000,000
Emergency Medical Evacuation€/$100,000
Cancellation and Curtailment 2$/€2,000 per Trip; subject to $/€100 Deductible per Trip
Compassionate Repatriation (Family Return)$/€6,000 per Trip
2. Benefit not available to residents of the USA
Add On Option 1:
Winter Sports Package – Limited to 21 days in aggregate per Policy Period
Ski Equipment
OwnedUp to $/€300
HiredUp to $/€300
Single Item Limit$/€300
Unreceipted Items LimitUp to $/€150
Unreceipted Single Item LimitUp to $/€50
Ski Hire$/€25 per day up to $/€300
Ski Pack$/€25 per day up to $/€300
Piste Closure$/€25 per day up to $/€300
Delay Due to AvalancheUp to $/€300
Add On Option 2:
Business Equipment & Money
Business EquipmentUp to $/€1,500
Single Item Limit$/€500
Computer Equipment Single Item Limit$/€750
Samples Limit$/€400
Unreceipted Items LimitUp to $/€300
Unreceipted Single Item Limit$/€50
Delayed Business Equipment$/€100 per day up to $/€300
Emergency Courier of Essential Business EquipmentUp to $/€400
Business Equipment Hire$/€100 per day up to $/€500
Business MoneyUp to $/€500
Cash Limit$/€200
Add On Option 3:
Golf Cover – Limited to 21 days in aggregate per Policy Period
Golf EquipmentUp to $/€1,000
Golf EquipmentUp to $/€1,000
Single Item Limit$/€200
Unreceipted Items LimitUp to $/€300
Unreceipted Single Item Limit$/€50
Golf Equipment Hire$/€50 per day up to $/€250
Non-Refundable Golfing Fees$/€50 per day up to $/€250

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Non-UK Residents Travel Insurance FAQs


Where can you get travel insurance for a non-UK resident?

Can I extend my travel insurance while abroad?

Is there a time limit to submit a claim?

What is not covered by Expatriate Group travel insurance?

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