Does your expat travel insurance cover both home country visits and my new country of residence?

Our expat travel insurance provides comprehensive cover while you are travelling outside your country of residence, but it does not cover trips within your home or new country of residence, even if these visits are temporary. This means that while you are abroad, you are fully protected for medical emergencies, hospitalisation, and emergency evacuation, but any travel within the country where you live is not included under the policy.

This approach is common among expat travel insurance plans, as the focus is on protecting policyholders during international travel, where access to familiar healthcare systems may be limited or costly. If you plan to make trips within your country of residence, it is important to arrange separate domestic health or travel cover to ensure you are protected.

When choosing your policy, it’s important to consider the countries you will be travelling to and the length of your trips, as this will determine whether a Single Trip, One Way, or Annual Multi-Trip travel insurance policy is most suitable. By understanding these limitations, you can ensure that your international travel is covered appropriately.