How much expat travel insurance cover do I need for long-term relocation to another country?

When relocating long-term to another country, it’s essential to ensure your expat travel insurance provides sufficient cover for medical emergencies and other potential risks. All our plans include core benefits such as emergency medical treatment, hospitalisation, and medical evacuation, which gives you basic protection from the outset. These benefits are crucial for managing unexpected health issues abroad, especially in countries where medical costs can be high or access to quality care may be limited.

For those who want greater peace of mind, our Comprehensive plan offers higher medical limits, lower excesses, and additional benefits, providing more extensive protection in case of serious illness or injury. This can be particularly important for families, individuals with ongoing health concerns, or anyone relocating to regions where healthcare costs are significantly higher than in the UK.

When deciding how much cover you need, consider factors such as the cost of healthcare in your destination country, the duration of your stay, and any pre-existing medical conditions. Our policies are designed to be flexible, allowing you to tailor the level of cover to your circumstances.

Once you are established in your new country, it may be appropriate to switch to International Health Insurance to ensure you have suitable coverage as a resident.