What does international health insurance cover?

International health insurance is designed to provide peace of mind through access to private healthcare, ongoing treatment options, and global support services for expats.

Expatriate Group offers instant comprehensive protection with 24-hour support. We offer four key international medical insurance plans which offer varied levels of coverage to suit your needs. Check out our benefit schedule to see what is covered with our different policy options.

International health insurance plans are designed to function more like a global private healthcare solution rather than a temporary travel policy. While benefits vary by plan, most international medical insurance policies focus on comprehensive healthcare access. Common areas of cover may include:

This is usually the foundation of any international health insurance plan and may include:

This level of cover ensures access to private hospitals and facilities in many parts of the world.

Depending on the level of cover selected, international health insurance may also include outpatient treatment such as:

Higher-tier plans often provide more extensive outpatient benefits and broader provider access.

International medical insurance is designed to provide access to treatment across multiple countries, ensuring that care is available even when travelling between locations.

This may include:

This type of cover is particularly valuable for globally mobile individuals.

Some international health insurance plans may include maternity cover or family-friendly options, depending on underwriting and policy level. These benefits may include:

Availability typically depends on the plan selected and any waiting periods that apply.

Unlike most travel insurance policies, international health insurance may offer cover for ongoing or chronic conditions, subject to underwriting and policy terms.

This can include:

This makes international health insurance more suitable for individuals needing continuous healthcare access abroad.

Expatriate Group offers multiple international medical insurance plans with varying levels of cover, allowing individuals to choose protection that aligns with their healthcare requirements and budget.

Different plan tiers may offer:

This flexibility allows individuals to tailor their policy based on lifestyle, destination, and expected healthcare needs. Start you no-obligation quote now.