Our TravelCare policy covers all nationalities, travelling anywhere in the world. You can cover a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad; regardless of how often you travel.
With a core policy, additional policy options and destination tailoring, you can adapt cover and premium to provide you with exactly this right product for you.
Worldwide Single trip and annual Multi-trip travel insurance from Expatriate Healthcare.
Expatriate Healthcare’s TravelCare Expat Travel Insurance allows you the freedom to purchase either a single trip plan or an annual multi-trip travel product and travel as frequently as you like with complete peace of mind. The annual multi-trip plan allows you to select to be covered in either the EU or Worldwide; with maximum trip lengths of 42 or 90 days.
Primary Module – This is the core policy option, which provides the important cover against the high cost of medical treatment and emergency medical evacuation. The standard plan benefits also provides you with 24 hour access to trained nurses to ensure that medical advice is only ever a phone call away.
Option 1: Enhanced Benefits – This optional level of protection also covers you against the additional losses to property, liability and accident that you may suffer whilst travelling abroad.
Option 2: Cancellation and Curtailment – This optional level of protection covers you in the event that your trip is unexpected cancelled or you are forced to return home early.
Please review the policy wording for full details of the policy benefits and exclusions. Click here to download policy wording and benefit schedule.
Single and Multi-trip Expat travel insurance. The Benefit Schedule is a summary of cover and must be read in conjunction with the Policy Wording.
|Benefit||Coverage||Benefit Limits in US$|
|Primary Module: Medical, Evacuation and Assistance|
|1||Emergency Medical Evacuation, Accompaniment, Compassionate Repatriation (Family Return), Air Ambulance, Continuation, Repatriation for Medical Treatment, Care Management||100,000|
|2||*Emergency and Accidental Medical Treatment (Non-Sports)|
All coverage subject to Usual and Customary Limits.
Preferred Provider Networks when available for Direct Payment
Acute / emergency illness and injury.
Treatment by authorized physicians, nurses and specialists.
Hospitalization (semi-private rooms).
Prescribed medicines, dressings.
Local transport to and from the place of treatment.
Treatment by physiotherapists and chiropractors $2,500.
Medically necessary required durable medical treatment.
Emergency dental treatment for immediate relief of pain $500.
Repatriation to home country upon medical stabilization.This policy does NOT cover (See policy terms, conditions and exclusions)
Treatment of pre-existing for the last 12 months.
General or Preventative Medical Conditions.
Chronic or recurring illnesses and disorders.
|3||Emergency Medical Treatment (Sports)|
All medical features as above.
Coverage for all non-hazardous sports.
Limited motorcycle and sports vehicle coverage for injuries only.
Professional sports not covered.
|4||Repatriation of Mortal Remains||25,000|
|5||24/7 Emergency Assistance via EXPATRIATE HEALTHCARE Assist||Unlimited|
|6||ATMSafe – Bank Card Theft Protection||500|
|Add On Option 1: Enhanced Benefit Options|
|7||Baggage Delay||100 per day|
|8||Baggage Loss / Theft (per item / total benefit) $100 deductible||500 / 2,500|
|10||Personal Accident – Accidental Death & Disability / Permanent Total Disability||100,000|
|11||Additional Hospital Benefit (per day / total benefit)||75 / 600|
|13||Money and Documents (tickets, cash, banknotes)||500|
|14||Loss of Passport||250|
|19||Emergency evacuations for non-medical reasons, including war, civil unrest, or other causes||1,500|
|Add On Option 2: Cancelation and Curtailment Benefit Options|
|20||Cancellation and Curtailment $100 deductible||4,000|
|*Some limitations in apply see policy for details. Coverage paid at Usual and Customary Levels|
**Up to 2 children aged two weeks to 2 years are covered free when accompanied by an insured parent / insured legal guardian