International Travel Insurance
Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.
You can cover a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad; regardless of how often you travel.
With a core international travel insurance policy, additional policy options and destination tailoring, you can adapt cover and premiums to provide you with exactly the right travel insurance solution for you.
Worldwide Single Trip & Multi-Trip Travel Insurance
The TravelCare Expat Travel Insurance allows you the freedom to purchase either a single trip insurance plan or an annual multi-trip travel product, allowing you to travel as frequently as you like with complete peace of mind.
Annual multi-trip plans allow you to select to be covered in either the EU or Worldwide; with maximum trip lengths of 42 or 90 days.
Primary Module – Medical Treatment & Evacuation
This is the core policy option, which provides the important medical cover against the high cost of medical treatment and emergency medical evacuations. The standard plan benefits also provide you with 24-hour access to trained nurses to ensure that medical advice is only ever a phone call away.
Option 1 – Enhanced Benefits
This optional level of protection also covers you against the additional losses to property, liability and accidents that you may suffer whilst travelling abroad.
Option 2 – Cancellation & Curtailment Cover
Cancellation and Curtailment covers you in the event that your trip is unexpectedly cancelled or you are forced to return home early.
Please review the policy working for full details of the policy benefits and exclusions.
Click here to download policy wording and benefit schedule.
What is Expat Travel Insurance?
A comprehensive expat travel insurance policy can protect you against a variety of scenarios such as, emergency medical treatment and bank card theft protection. With Expatriate Healthcare, your expat travel insurance can be tailored to suit you, adding additional benefits as you choose. Our TravelCare policy covers all nationalities and global destinations, for time frames best suited to you.
Travel Insurance Benefit Schedule
Single and Multi-Trip Expat Travel Insurance
The Benefit Schedule is a summary of travel cover and must be read in conjunction with the Policy Wording.
All Coverages and Plan Costs listed in this Schedule of Benefits are in Euros amounts. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.
|Emergency Medical Evacuation||EUR 100,000|
|Air Ambulance||100% per Trip|
|Accompaniment||EUR 300 per day up to EUR 3,000 per Trip|
|Continuation||EUR 5,000 per Trip|
|Repatriation for Medical Treatment||100% per Trip|
|Care Management||100% per Trip|
|Emergency and Accidental Medical Treatment||EUR 1,000,000|
|Acute/emergency Sickness and Injury||100% per Trip|
|Treatment by authorized physicians, nurses and specialists||100% per Trip|
|Hospitalization (semi-private rooms)||100% per Trip|
|Surgery, anesthesiologist||100% per Trip|
|Prescribed medicines, dressings||100% per Trip|
|Local transport to and from the place of treatment||100% per Trip|
|Treatment by physiotherapists and chiropractors||EUR 2,500 per Trip|
|Medically Necessary required durable medical equipment||100% per Trip|
|Limited motorcycle and sports vehicle coverage for injuries only||EUR 10,000 per Trip|
|Emergency dental treatment for immediate relief of pain||EUR 500 per Trip|
|Non-Hazardous Sports Coverage||EUR 150,000 per Trip|
|Repatriation of Mortal Remains||EUR 25,000 per Trip|
|ATMSafe||EUR 500 per Trip|
|Add On Option 1: Enhanced Benefit Options|
|Baggage Delay 1||EUR 100 per day up to EUR 700 per Trip|
|Baggage Loss / Theft||EUR 500 per Item up to EUR 2,500 per Trip;|
subject to EUR 100 Deductible per Trip
|Personal Liability||EUR 100,000 per Trip|
|Accidental Death & Disability / Permanent Total Disability||EUR 100,000 per Trip|
|Additional Hospital Benefit (per day / total benefit)||EUR 75 per day up to EUR 600 per Trip|
|Physical Assault||EUR 5,000 per Trip|
|Money and Documents (tickets, cash, banknotes)||EUR 500 per Trip|
|Loss of Passport||EUR 250 per Trip|
|Travel Delay 1||EUR 100 per day up to EUR 1,000 per Trip|
|Missed Departure||EUR 1,000 per Trip|
|Legal Expenses||EUR 10,000 per Trip|
|Hijacking||EUR 1,000 per Trip|
|Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters||EUR 1,500 per Trip|
|Add On Option 2: Cancellation and Curtailment Benefit Options|
|Cancellation and Curtailment 2||EUR 2,000 per Trip; subject to EUR 100|
Deductible per Trip
|Compassionate Repatriation (Family Return)||EUR 6,000 per Trip|
1. Benefit does not apply to One Way Trips.
2. Benefit not available to residents of the USA
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FAQs International Travel Insurance Plans
Am I eligible to purchase your International Travel Insurance?
We are able to insure anyone under the age of 70 at the time of purchase, provided that they are departing from and returning to the same country (or have a defined destination country of one-way trip) and who are not travelling to a country/region where the UK FCO advises against.
What is my country of residence?
Your country of residence is whichever country you are travelling from (and usually back to, unless you have purchased a one-way trip policy) regardless of your immigration or nationality status. This is the country to where you will be returned in the event of a repatriation claim.
Should I choose Worldwide or European cover?
European cover should be selected if your destination country, or countries, is within the continent of Europe. The countries listed as Europe can be seen in the question mark display button next to destination when getting a quote.
Worldwide cover should be selected if the country of your destination is not listed as being within Europe.
Is your International Travel Insurance plans worldwide?
Yes, our travel insurance policies have an option to provide cover in Europe only or Internationally/Worldwide. The Europe only option is cheaper than the worldwide option and allows some customers to tailor the travel insurance product to their own travel plans.