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Travel Insurance

Our TravelCare policy covers all nationalities, travelling anywhere in the world. You can cover a specific single trip or, for total flexibility, an annual policy that covers you for any trip you take abroad; regardless of how often you travel.

With a core policy, additional policy options and destination tailoring, you can adapt cover and premium to provide you with exactly this right product for you.

Worldwide Single trip and annual Multi-trip travel insurance from Expatriate Healthcare.

Expatriate Healthcare’s TravelCare Expat Travel Insurance allows you the freedom to purchase either a single trip plan or an annual multi-trip travel product and travel as frequently as you like with complete peace of mind. The annual multi-trip plan allows you to select to be covered in either the EU or Worldwide; with maximum trip lengths of 42 or 90 days.

Primary Module – This is the core policy option, which provides the important cover against the high cost of medical treatment and emergency medical evacuation. The standard plan benefits also provides you with 24 hour access to trained nurses to ensure that medical advice is only ever a phone call away.

Option 1: Enhanced Benefits – This optional level of protection also covers you against the additional losses to property, liability and accident that you may suffer whilst travelling abroad.

Option 2: Cancellation and Curtailment – This optional level of protection covers you in the event that your trip is unexpected cancelled or you are forced to return home early.

Please review the policy wording for full details of the policy benefits and exclusions. Click here to download policy wording and benefit schedule.

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Latest Updates

  • Lonely Planet Reveals Top Family Travel Destination in Europe

    Lonely Planet has just released their “Best in Europe 2015” roundup and the results make for some fascinating reading. Clearly assessing the whole of Europe – not just by country but also in a more graduated manner – requires considerable time and effort. However Lonely Planet have now unveiled the top places in Europe you […]
    Read more
  • Eurotunnel Suspension Causes Travel Chaos

    If experts are to be believed then tourists planning to visit France over the next week may be in for a nasty surprise. Access from the UK to Calais has been severely restricted thanks to the actions of striking French ferry workers. Concerns over job cuts have this week boiled over largely bringing the port […]
    Read more
  • New Research Reveals the Asian Countries Paying Expats Most

    When it comes to deciding how much to pay expat workers, the mechanics are often complex and convoluted. Do you, for example, use the employees’ salary from their country of origin as a starting point, or the average salary for their position in their adopted country? Furthermore, once even the base salary has been agreed […]
    Read more

Benefit Schedule

Single and Multi-trip Expat travel insurance. The Benefit Schedule is a summary of cover and must be read in conjunction with the Policy Wording.

BenefitCoverageBenefit Limits in US$
Primary Module: Medical, Evacuation and Assistance
1Emergency Medical Evacuation, Accompaniment, Compassionate Repatriation (Family Return), Air Ambulance, Continuation, Repatriation for Medical Treatment, Care Management100,000
2*Emergency and Accidental Medical Treatment (Non-Sports)
All coverage subject to Usual and Customary Limits.
Preferred Provider Networks when available for Direct Payment
Acute / emergency illness and injury.
Treatment by authorized physicians, nurses and specialists.
Hospitalization (semi-private rooms).
Surgery, anaesthesiologist
Prescribed medicines, dressings.
Local transport to and from the place of treatment.
Treatment by physiotherapists and chiropractors $2,500.
Medically necessary required durable medical treatment.
Emergency dental treatment for immediate relief of pain $500.
Repatriation to home country upon medical stabilization.This policy does NOT cover (See policy terms, conditions and exclusions)
Treatment of pre-existing for the last 12 months.
General or Preventative Medical Conditions.
Chronic or recurring illnesses and disorders.
1,000,000
3Emergency Medical Treatment (Sports)
All medical features as above.
Coverage for all non-hazardous sports.
Limited motorcycle and sports vehicle coverage for injuries only.
Professional sports not covered.
150,000
10,000
4Repatriation of Mortal Remains25,000
524/7 Emergency Assistance via EXPATRIATE HEALTHCARE AssistUnlimited
6ATMSafe – Bank Card Theft Protection500
Add On Option 1: Enhanced Benefit Options
7Baggage Delay100 per day
700 max
8Baggage Loss / Theft (per item / total benefit) $100 deductible500 / 2,500
9Personal Liability100,000
10Personal Accident – Accidental Death & Disability / Permanent Total Disability100,000
11Additional Hospital Benefit (per day / total benefit)75 / 600
12Carjacking5,000
13Money and Documents (tickets, cash, banknotes)500
14Loss of Passport250
15Travel Delay1,000
16Missed Departure1,000
17Legal Expenses10,000
18Hijacking1,000
19Emergency evacuations for non-medical reasons, including war, civil unrest, or other causes1,500
Add On Option 2: Cancelation and Curtailment Benefit Options
20Cancellation and Curtailment $100 deductible4,000
*Some limitations in apply see policy for details. Coverage paid at Usual and Customary Levels
**Up to 2 children aged two weeks to 2 years are covered free when accompanied by an insured parent / insured legal guardian

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