Overseas health insurance customers might want to talk to their doctors about the risks involved with cervical cancer.
According to recent research published in BJOG: An International Journal of Obestetrics and Gynaecology, women of different ages are avoiding smear tests for a variety of reasons.
Older women were found to be embarrassed by the idea or are fearful of some pain in the simple procedure.
Younger women, meanwhile, tended to be too busy to make an appointment and struggled to fit one in around their menstrual cycle.
Dr Jo Waller, study author, commented: "We've found that there are age differences in barriers to screening and evidence which suggests that addressing practical issues such as appointment systems and clinic times might boost attendance in young women, whereas there appears to be a need to educate the older groups of the importance of making an appointment."
Indeed, cervical cancer is one of the few cancers that can be dealt with if changes in the cells are caught early enough.