Expatriate medical insurance policyholders have been advised to tackle any outstanding debt sooner rather than later.
This is the suggestion from David Rodger, managing director of the Debt Advice Foundation, who commented: "If the pressure of Christmas spending and mounting debts has made you feel you are at the point of no-return, it's important to seek free, confidential and impartial advice from a specialist charity.
"Sadly debt problems only get worse over time, so it's worth asking for help and advice sooner rather than later."
Some 2.8 million International health insurance customers and other individuals with credit cards are set to transfer £2.8 billion onto new credit cards this year, research from Santander Credit Cards revealed recently.
The survey found the average balance transfer will be £1,015, which may sound a lot to some expat healthcare customers but is a far cry from 2008's average of £2,290.