Expat insurance policyholders who feel like experiencing a last-minute trip over Christmas could try Thailand, which does not celebrate the same festive period.
According to Nadine Hallak, travel expert for price comparison website Cheapflights.co.uk, visitors could experience the "magic" of Thailand while topping up their tan.
"No other country offers the amount of four and five star hotels available for the cost of three star accommodation elsewhere in the world," she explained.
"Also, as a mainly Buddhist country, Christmas is not a public holiday in Thailand, so all of the main attractions, shops and businesses remain open, meaning you can experience all of the wonders that Thailand has to offer."
Ms Hallak's comments follow the latest figures from Euromonitor International, which show Thailand tourist receipts have been rising steadily in recent years, standing at $19,719 in 2009.
Meanwhile, research by lastminute.com reveals nearly half of workers in the UK have unused holiday left to take this year.
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