Golf Travel Insurance
Golf travel insurance designed for the avid golfer heading overseas. This specialised add-on to our travel insurance policy offers extra protection for your golf equipment and golfing fees, so you can focus on your game without worry.
Plan Options
What is Travel Insurance Including Golf?
Golf travel insurance is an optional add-on to your standard travel insurance policy that provides extra cover specifically for your golfing needs. It protects your golf equipment against loss, theft, or damage while travelling, and includes cover for hiring golf equipment if yours is unavailable. It also reimburses non-refundable golfing fees, such as green fees or tournament entry costs, if your plans are disrupted. This specialised cover ensures your trip isn’t spoiled by unexpected issues affecting your game or gear.
In addition to the golf-specific cover, our standard travel insurance protects you against a wide range of travel risks, including emergency medical treatment, evacuation, trip cancellation, lost luggage, and personal liability. Together, this coverage ensures you’re fully protected throughout your journey.
Where do you cover?
Whether you’re teeing off at your favourite course abroad or exploring new fairways, Expat Group offers tailored cover for your golf travel needs worldwide. You can enjoy your golfing trip with peace of mind, knowing you’re protected from the moment you purchase your policy until you return home.
Please note, our travel insurance policies, including golf travel insurance, is not available for travellers departing from Benin, Burkina Faso, Dominican Republic, Ivory Coast, Nigeria, or Senegal.
Where do you cover?
Policy Benefits
Key benefits of our Golf Travel Insurance
Our golfing and golf club travel insurance offers specialised protection to cover the unique risks associated with golfing abroad. It includes cover for loss or damage to your golf equipment, reimbursement for non-refundable green fees, and expenses for hiring equipment if needed. Designed as an add-on to your standard travel insurance policy, it provides comprehensive peace of mind so you can enjoy your golf trip wherever your game takes you.
Golf Equipment
Your golf equipment is protected against loss, theft, or accidental damage, giving you peace of mind while travelling. This cover also includes protection for items without receipts and helps cover the cost of hiring replacement equipment if yours is lost or damaged, ensuring you can keep playing without disruption.
Non-Refundable Golfing Fees
If your golf trip is interrupted and you lose any prepaid fees, such as green fees or tournament entry costs, this cover helps reimburse those non-refundable expenses. It ensures you’re protected financially against unexpected changes that affect your golfing plans, so you won’t be out of pocket for costs you’ve already committed to.
Emergency Medical Evacuation
Emergency medical evacuation is included as part of our standard travel insurance and is essential for golf travellers. If you suffer a serious injury or illness while playing or travelling, this cover ensures you can be safely evacuated to the nearest suitable medical facility for specialised treatment. It provides peace of mind, knowing expert assistance is available whenever you need it most.
Cancellation and Curtailment Cover
Included as part of our comprehensive travel insurance, cancellation and curtailment cover protects you if unforeseen events force you to cancel your golf trip before departure or cut it short while you’re away. This cover helps recover costs for travel and accommodation so you have financial protection if your plans change unexpectedly.
TRAVEL INSURANCE INCLUDING GOLF
The Benefit Schedule
The benefit schedule below is applicable to Expatriate Group’s Travel Insurance including Golf. It is a summary of travel cover and the golf cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.
| BASIC Medical Treatment & Evacuation | |||
|---|---|---|---|
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Air Ambulance | 100% per Trip | ||
| Accompaniment | $/€300 per day up to $/€3,000 per Trip | ||
| Continuation | $/€5,000 per Trip | ||
| Repatriation for Medical Treatment | 100% per Trip | ||
| Care Management | 100% per Trip | ||
| Acute/emergency Sickness and Injury | 100% per Trip | ||
| Treatment by authorized physicians, nurses and specialists | 100% per Trip | ||
| Hospitalization (semi-private rooms) | 100% per Trip | ||
| Surgery, anesthesiologist | 100% per Trip | ||
| Prescribed medicines, dressings | 100% per Trip | ||
| Local transport to and from the place of treatment | 100% per Trip | ||
| Treatment by physiotherapists and chiropractors | $/€2,500 per Trip | ||
| Medically Necessary required durable medical equipment | 100% per Trip | ||
| Limited motorcycle and sports vehicle coverage for injuries only | $/€10,000 per Trip | ||
| Emergency dental treatment for immediate relief of pain | $/€500 per Trip | ||
| Non-Hazardous Sports Coverage | $/€150,000 per Trip | ||
| Other Benefits | |||
| Repatriation of Mortal Remains | $/€25,000 per Trip | ||
| ATMSafe | $/€500 per Trip | ||
| STANDARD Enhanced Benefit Options | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Baggage Delay 1 | $/€100 per day up to $/€700 per Trip | ||
| Baggage Loss/Theft | $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip | ||
| Personal Liability | $/€100,000 per Trip | ||
| Accidental Death & Disability / Permanent Total Disability | $/€100,000 per Trip | ||
| Additional Hospital Benefit (per day / total benefit) | $/€75 per day up to $/€600 per Trip | ||
| Physical Assault | $/€5,000 per Trip | ||
| Money and Documents (tickets, cash, banknotes) | $/€500 per Trip | ||
| Loss of Passport | $/€250 per Trip | ||
| Travel Delay 1 | $/€100 per day up to $/€1,000 per Trip | ||
| Missed Departure | $/€1,000 per Trip | ||
| Legal Expenses | $/€10,000 per Trip | ||
| Hijacking | $/€1,000 per Trip | ||
| Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters | $/€1,500 per Trip | ||
| 1. Benefit does not apply to One Way Trips | |||
| COMPREHENSIVE Cancellation and Curtailment Cover | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Cancellation and Curtailment 2 | $/€2,000 per Trip; subject to $/€100 Deductible per Trip | ||
| Compassionate Repatriation (Family Return) | $/€6,000 per Trip | ||
| 2. Benefit not available to residents of the USA | |||
|
Add On Option 1 Winter Sports Package – Limited to 21 days aggregate per Policy Period |
|||
| Ski Equipment | |||
| Owned | Up to $/€300 | ||
| Hired | Up to $/€300 | ||
| Single item limit | $/€300 | ||
| Unreceipted Items Limit | Up to $/€150 | ||
| Unreceipted Single Item Limit | Up to $/€50 | ||
| Ski Hire | $/€25 per day up to $/€300 | ||
| Ski Pack | $/€25 per day up to $/€300 | ||
| Piste Closure | $/€25 per day up to $/€300 | ||
| Delay Due to Avalanche | Up to $/€300 | ||
|
Add On Option 2 Business Equipment & Money |
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| Business Equipment | Up to $/€1,500 | ||
| Single Item Limit | $/€500 | ||
| Computer Equipment Single Item Limit | $/€750 | ||
| Samples Limit | $/€400 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Delayed Business Equipment | $/€100 per day up to $/€300 | ||
| Emergency Courier of Essential Business Equipment | Up to $/€400 | ||
| Business Equipment Hire | $/€100 per day up to $/€500 | ||
| Business Money | Up to $/€500 | ||
| Cash Limit | $/€200 | ||
|
Add On Option 3 Golf Cover – Limited to 21 days in aggregate per Policy Period |
|||
| Golf Equipment | Up to $/€1,000 | ||
| Single Item Limit | $/€200 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Golf Equipment Hire | $/€50 per day up to $/€250 | ||
| Non-Refundable Golfing Fees | $/€50 per day up to $/€250 | ||
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Golf Travel Insurance FAQs
Do I need golf club travel insurance if I’m hiring equipment abroad?
Even if you’re hiring golf equipment abroad, golf travel insurance can still be important. It covers you in case the hired equipment is lost, stolen, or damaged during your trip, helping you avoid unexpected costs and ensuring you can continue playing without disruption.
Does golf club travel insurance cover loss or damage to my own clubs?
Yes, our golf travel insurance provides cover for loss, theft, or accidental damage to your own golf clubs while travelling. This protection helps you repair or replace your equipment, so you’re not left out of pocket if something happens to your clubs on your trip.
Is golf travel insurance included in the standard travel policy?
Golf travel insurance is not included in our standard travel policy. It is offered as an optional add-on that provides extra cover specifically for your golf equipment, prepaid golf fees, and related risks, enhancing the protection provided by your usual travel insurance.
Does golf travel insurance cover tournaments or competitions?
Golf travel insurance typically covers non-refundable fees related to tournaments or competitions, such as entry fees or green fees, if you need to cancel or cut short your trip due to unforeseen circumstances. It’s important to check your policy details to understand the exact cover and any conditions that may apply.
Is medical cover included in golf travel insurance?
Medical cover is included as part of the standard travel insurance policy that golf travel insurance is added to. This means you’re protected for emergency medical treatment, hospitalisation, and evacuation while travelling, giving you comprehensive cover beyond just your golf-related needs.
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