Over 60 Travel Insurance
Travel after 60 can bring some of the most rewarding and enjoyable experiences, but it also requires the right protection. Our Over 60 Travel Insurance is designed to give you the confidence and cover you need to make the most of your time away.
Plan Options
What is Travel Insurance for Over 60s?
Travel insurance for over 60s is a type of policy specifically designed for older travellers, offering cover that reflects the increased risks that can come with age. It typically includes protection for medical emergencies, cancellations, delays, and lost or stolen belongings. These policies often take into account pre-existing medical conditions and provide more comprehensive health cover than standard travel insurance. The aim is to give peace of mind and practical support, whether you’re travelling within the UK, across Europe, or further afield.
Where do you cover?
You can enjoy a relaxing break, explore new cities, or travel with friends and family with Expatriate Group’s travel insurance for over 60s – we offer cover across Europe and worldwide.
You can travel with confidence knowing you’re protected from the moment you purchase your policy and enter your travel dates, right through until you return home.
Please note, we are unable to provide over 60 travel insurance for anyone travelling from Benin, Burkina Faso, Dominican Republic, Ivory Coast, Nigeria, or Senegal.
Where do you cover?
Policy Benefits
Key benefits of our Over 60 Travel Insurance
Our over 60 travel insurance is designed with your needs in mind, offering comprehensive cover and added reassurance while you’re away. We know that budgets and priorities differ, which is why we offer a core international travel insurance policy that can be customised with optional add-ons and destination-specific cover. This flexible approach allows you to tailor your policy and premium to suit your individual needs.
Emergency Medical Evacuation
If you become injured or unwell while travelling abroad, you may need to be medically evacuated. Our core policy covers this, ensuring you are transported to a suitable medical facility for treatment wherever you are. This is especially important for older travellers who may require specialised care during their trip.
Emergency & Accidental Medical Treatment
Our core policy provides cover against the high cost of medical treatment and evacuation. It covers 100% of costs should an air ambulance, hospitalisation, prescribed medicine or care management be required as well as providing cover for other emergency treatment, giving you peace of mind for your trip.
Enhanced Benefits & Protection
Our Standard policy includes all the benefits of the Basic policy, with the addition of optional extra protection. Unfortunately, while travelling, accidents and losses can happen, so if you want cover for personal belongings or your passport, the Standard policy is the right choice.
Cancellation and Curtailment Cover
In addition to the benefits of the Standard level of cover, our comprehensive option also protects you against cancellation and curtailment. This benefit may be important if you have to cancel your trip unexpectedly or if you are forced to return home early due to unforeseen circumstances.
OVER 60 TRAVEL INSURANCE
The Benefit Schedule
The benefit schedule below is applicable to Expatriate Group’s Travel Insurance for Over 60s. It is a summary of travel cover and must be read in conjunction with the policy wording. All coverages and plan costs listed in this schedule of benefits are in Euros, dollars, and pounds. All benefits will be reimbursed at Usual, Customary and Reasonable (UCR) charges where applicable. Amounts shown are the maximum per policy and period of cover, except where otherwise stated.
| BASIC Medical Treatment & Evacuation | |||
|---|---|---|---|
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Air Ambulance | 100% per Trip | ||
| Accompaniment | $/€300 per day up to $/€3,000 per Trip | ||
| Continuation | $/€5,000 per Trip | ||
| Repatriation for Medical Treatment | 100% per Trip | ||
| Care Management | 100% per Trip | ||
| Acute/emergency Sickness and Injury | 100% per Trip | ||
| Treatment by authorized physicians, nurses and specialists | 100% per Trip | ||
| Hospitalization (semi-private rooms) | 100% per Trip | ||
| Surgery, anesthesiologist | 100% per Trip | ||
| Prescribed medicines, dressings | 100% per Trip | ||
| Local transport to and from the place of treatment | 100% per Trip | ||
| Treatment by physiotherapists and chiropractors | $/€2,500 per Trip | ||
| Medically Necessary required durable medical equipment | 100% per Trip | ||
| Limited motorcycle and sports vehicle coverage for injuries only | $/€10,000 per Trip | ||
| Emergency dental treatment for immediate relief of pain | $/€500 per Trip | ||
| Non-Hazardous Sports Coverage | $/€150,000 per Trip | ||
| Other Benefits | |||
| Repatriation of Mortal Remains | $/€25,000 per Trip | ||
| ATMSafe | $/€500 per Trip | ||
| STANDARD Enhanced Benefit Options | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Baggage Delay 1 | $/€100 per day up to $/€700 per Trip | ||
| Baggage Loss/Theft | $/€500 per Item up to $/€2,500 per Trip; subject to $/€100 Deductible per Trip | ||
| Personal Liability | $/€100,000 per Trip | ||
| Accidental Death & Disability / Permanent Total Disability | $/€100,000 per Trip | ||
| Additional Hospital Benefit (per day / total benefit) | $/€75 per day up to $/€600 per Trip | ||
| Physical Assault | $/€5,000 per Trip | ||
| Money and Documents (tickets, cash, banknotes) | $/€500 per Trip | ||
| Loss of Passport | $/€250 per Trip | ||
| Travel Delay 1 | $/€100 per day up to $/€1,000 per Trip | ||
| Missed Departure | $/€1,000 per Trip | ||
| Legal Expenses | $/€10,000 per Trip | ||
| Hijacking | $/€1,000 per Trip | ||
| Emergency evacuations for Non-Medical reasons, including War, Civil Unrest, or Natural Disasters | $/€1,500 per Trip | ||
| 1. Benefit does not apply to One Way Trips | |||
| COMPREHENSIVE Cancellation and Curtailment Cover | |||
| Emergency and Accidental Medical Treatment | €/$1,000,000 | ||
| Emergency Medical Evacuation | €/$100,000 | ||
| Cancellation and Curtailment 2 | $/€2,000 per Trip; subject to $/€100 Deductible per Trip | ||
| Compassionate Repatriation (Family Return) | $/€6,000 per Trip | ||
| 2. Benefit not available to residents of the USA | |||
|
Add On Option 1 Winter Sports Package – Limited to 21 days aggregate per Policy Period |
|||
| Ski Equipment | |||
| Owned | Up to $/€300 | ||
| Hired | Up to $/€300 | ||
| Single item limit | $/€300 | ||
| Unreceipted Items Limit | Up to $/€150 | ||
| Unreceipted Single Item Limit | Up to $/€50 | ||
| Ski Hire | $/€25 per day up to $/€300 | ||
| Ski Pack | $/€25 per day up to $/€300 | ||
| Piste Closure | $/€25 per day up to $/€300 | ||
| Delay Due to Avalanche | Up to $/€300 | ||
|
Add On Option 2 Business Equipment & Money |
|||
| Business Equipment | Up to $/€1,500 | ||
| Single Item Limit | $/€500 | ||
| Computer Equipment Single Item Limit | $/€750 | ||
| Samples Limit | $/€400 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Delayed Business Equipment | $/€100 per day up to $/€300 | ||
| Emergency Courier of Essential Business Equipment | Up to $/€400 | ||
| Business Equipment Hire | $/€100 per day up to $/€500 | ||
| Business Money | Up to $/€500 | ||
| Cash Limit | $/€200 | ||
|
Add On Option 3 Golf Cover – Limited to 21 days in aggregate per Policy Period |
|||
| Golf Equipment | Up to $/€1,000 | ||
| Single Item Limit | $/€200 | ||
| Unreceipted Items Limit | Up to $/€300 | ||
| Unreceipted Single Item Limit | $/€50 | ||
| Golf Equipment Hire | $/€50 per day up to $/€250 | ||
| Non-Refundable Golfing Fees | $/€50 per day up to $/€250 | ||
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Over 60 Travel Insurance FAQs
Is there an age limit for taking out over 60 travel insurance with Expatriate Group?
Our Over 60 Travel Insurance is designed for travellers aged 60 and above. Our Single Trip Travel Insurance can be purchased before the Insured Person reaches 72 years of age, and our Annual Multi Trip Travel Insurance can be purchased before the Insured person reaches age 71.
What is the best travel insurance for over 60?
The best travel insurance for over 60s will provide comprehensive medical cover, as well as protection for trip cancellations, delays, lost luggage, and emergency assistance. A good policy should also offer flexibility to tailor cover to your destination, travel plans, and personal needs, giving you peace of mind throughout your journey
Does over 60 travel insurance cover emergency medical treatment?
Emergency medical expenses are covered under our policies, including hospital stays, ambulance costs, and repatriation if medically necessary. Our 24/7 assistance team is also available to support you in the event of a medical emergency.
Am I covered for trip cancellations with over 60 travel insurance?
Yes. If you have to cancel your trip due to an unexpected illness, injury, or other insured reason, you can claim for pre-paid travel and accommodation costs.
Can I travel more than once on the same over 60 travel insurance policy?
If you choose an annual multi-trip policy, you’ll be covered for multiple trips within a 12-month period, subject to a maximum trip length per journey. Single-trip policies cover one journey only.
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