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Global medical coverage that never leaves you out of pocket
Our digital cash-less service provides a stress-free way to pay for treatment without initial self-funding.
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About Us

Serving and Protecting Expats Since 1997

With over 100,500 unique customers in over 180 countries, Expatriate Group are experts in delivering the best expat insurance products to individuals, families, and businesses. Founded in 1997, we have a wealth of experience and insight into the wants and needs of expatriates just like you.

We understand that safeguarding your health and finances overseas is essential. This is why we strive to provide simple and effective products that are benefit rich.

Who We Cover

About Us

Serving and Protecting Expats Since 1997

The Benefits

What will you get?

Expatriate Group provide insurance plans for expats living and working abroad. Whether you’re an individual, professional, traveller, have a family, or want to protect your employees, our products give peace of mind that we are there should you need us.

  • Immediate cover
  • 24-hour customer support
  • No hospital restrictions
  • Comprehensive protection
  • No medical required
  • Multilingual emergency assistance
  • Easy claims process

The Benefits

What will you get?


Expat Insurance Coverage

We provide expat insurance to expats of any nationality living in almost any country. Whether you’re a digital nomad, professional, expat family, or have employees around the globe we have you covered.


Living or working abroad as a lone expat means you need comprehensive cover in case of an emergency. Complete protection overseas.

  • Professionals
  • Remote workers
  • Digital nomads
  • Travellers


Make sure your family’s health and finances are protected when you’re living overseas for ultimate peace of mind.

  • Families with children
  • Couples planning for children
  • Extended family
  • Blended families


Insuring a group of people can be complex, especially if multiple countries are involved. We can simplify this process for you.

  • Schools
  • Charities
  • Volunteers
  • NGOs


Our employee protection solution for companies and organisations with employees working away from their home country.

  • Startups
  • SMEs
  • Large corporates
  • Overseas branches

Expatriate Insurance Products for Every Step of the Journey

Regardless of how long you’re overseas, your personal circumstances, and the country you’ll be living in, we have the ideal expat insurance solution waiting for you.

International Health Insurance

For international health insurance created with expats in mind choose Expatriate Group. Since 1997 we have supported expats living and working across the world, ensuring they have comprehensive expat medical insurance available.

Expat families and individuals, as well as employees, can benefit from access to the best private medical care internationally and 24-hour support, 7 days a week.

Health InsuranceGet Quote

International Health Insurance

International Travel Insurance

Our international travel insurance is flexible to your needs. Travel insurance is available to all nationalities, travelling almost anywhere in the world.

What sets Expatriate Group apart is our travel insurance can be purchased for a single specific trip, a one-way trip, or as an annual multi-trip product. You can also choose to be protected in Europe only or worldwide, for up to a maximum of 180 days per trip.

Travel InsuranceGet Quote

International Travel Insurance

Expat Life Insurance

Expat term life insurance safeguards your family should you die whilst living your expatriate life. Should the worst happen, you can provide your loved ones with financial security, with terms available from one to 30 years. Easy Life makes it simple for you to get expat life insurance cover; fill in the quick form online and protect your family in less than 10 minutes.

Life InsuranceGet Quote

Expat Life Insurance

Income Protection Insurance

Not being able to attend your normal occupation whilst living overseas can have an impact on your finances. Protect yourself and your family with expat income protection, an insurance product which provides a lump sum payment following an injury or illness.

Our cover protects expats around the world even in the most serious of circumstances including accidental death, permanent disablement, and temporary disablement.

Income ProtectionGet Quote

Income Protection Insurance

What our global customers say

Expatriate healthcare provides an easy to access, clear travel insurance option for expats. The website is easy to navigate, it is clear what you are buying and what are the options. Having decided, buying the insurance couldn’t be easier.
Mr Tierney
International Travel Insurance Customer
Trying to secure life insurance with my medical history was incredibly difficult despite being well in myself now. However, Expatriate Group were incredibly helpful, talking me through the Term Life Insurance option as it was best suited to my needs. I was able to get a quote online and it was plain sailing from there. Great company and I would not hesitate to purchase again from them should I need any other insurance requirements.
Mrs Constavalos
International Life Insurance Customer
The customer support team went above and beyond to check in on me and ensure my claim would be handled. It’s uncommon to find personal support when dealing with insurance but so far my experience with Expatriate Group has proven it’s possible to find good people when you most need them! For once, I’m happy with my insurance.
Mrs Nuttycombe
International Health Insurance Customer
I emailed 5 or 6 companies for a quote for life cover and from the start Expatriate Group were the best. Best price, fastest reply, and just all-round best service. Even after I bought the policy, I had some more questions and answers were virtually instant. Buy here with 5-star confidence.
Mr Bayne
International Life Insurance Customer
Brilliant! I recently renewed my insurance policy with Expatriate Group for a third year. Changing from European to Worldwide for the second year was easy. When I had difficulties working out how to revert to European again this time the Live Chat option was very helpful. I had my first ever medical emergency on holiday in July and when I visited the hospital an administrator rang the Emergency Number for me. They were given a Letter of Guarantee and a case number, which meant I did not have to pay any fees directly. It couldn’t have been easier and was very reassuring. A big bonus at what was a stressful time.
Miss Robinson
International Health Insurance Customer
Excellent support from one of the Expatriate Group consultants. Very helpful and courteous. I had difficulty making the purchase online. However, the consultant talked me through the steps over the phone to ensure that I was able to make the purchase online with success. Extremely helpful indeed.
Mrs Hawkes
International Travel Insurance Customer

Expat Guides and Advice

Our expat blogs are the perfect place to pick up inspiration, tips, tricks, and guidance for your next move or voyage overseas.

Expat Insurance FAQs

We have put together some of our most frequently asked questions to help make your experience with us easier. Don’t forget, you can always get in contact with us if your query still needs answering.

What is an expat?

Expat is short for ‘expatriate’. Expats are people who live outside of the country they were born in. You can be an expatriate temporarily or permanently. Students studying abroad and travellers are considered expats, as are those who move abroad for work, a lifestyle change, or retirement. There is not one cookie cutter approach to being an expat, which is why we tailor all of our expat insurance products.

We are a team of insurance experts who have been protecting expats from all nationalities across countless countries since 1997. Our insurance products are designed solely for expatriates and, over the years, we have received awards in a number of corporate and individual industry awards.

We work with a number of international capacity providers to ensure that relevant knowledge, experience, and licensing is utilised for all the risks underwritten as part of the Expatriate Group brand. These partners include Lloyd’s of London, Guardrisk Insurance company Mauritius Ltd PCC, SCOR, and Gen Re.

We currently have over 300,000 expats protected in over 100 countries worldwide. We are able to provide insurance products in virtually all countries, however, there are some rare exceptions. No matter your home country or where you live now, Expatriate Group will find the best expat insurance solution for you.

Each of our products come with different length cover terms. Check the individual product details for the term options on offer. However, don’t hesitate to contact us using the live chat service, email, or telephone if you have questions regarding the length of policy cover for a specific product. Get a Short Term Health Insurance quote online today.

Yes, Strategic Insurance Services Limited trading as Expatriate Healthcare and Expatriate Group is authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 307133.

We offer products for both expatriates and travellers. You can purchase the following products online:

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