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Research carried out by AXA PPP healthcare revealed that expats are more likely to be families with young children rather than career-driven people that we may associate the term with. Only a few years ago, the majority of expats were made up of single and career minded people, looking to advance their line of work and seek better pay.
It would seem that this has drastically changed, with research revealing that an estimated 45% of aspiring expats are those with families and children. Only a small fraction at 13% are single and moving abroad for betterment of their career. This is changing the way in which expatriate healthcare insurance is looked at.
The fundamental reason for moving has changed over the years. Recently the majority of expats have moved for a range of reasons including dissatisfaction with the quality of life in the UK as well as an unequal and poor balance between work life and home life. Some are moving for better pay, some because of benefits and others to escape the poor economic outlook. 10% of people are moving for sunnier and warmer climates.
This is a stark contrast from a mere five years ago, when most aspiring expats were relocating for the sole purpose of finding new and better jobs.
A better quality of life is why families as a whole are moving abroad, and as a result, expat travel insurance and expatriate medical insurance are becoming increasingly important covers to consider. This is despite the fact that the majority of expats are moving to Europe where the quality of healthcare is considered to be more than adequate. Only a small percentage are looking to move to Asia.
Despite the surge of the expatriate movement, research suggests that some end up returning to their home country sooner than they had thought due to a number of issues including cultural difficulties, unforeseen accidents, financial problems and homesickness. This highlights how important it is for aspiring expats to take careful consideration before deciding to move abroad.
Expat medical insurance is a necessity when planning to move abroad. It is vital to find a plan that covers yourself as well as your partner and children under a single policy.
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Expatriate Group & Expatriate Healthcare are trading styles of Strategic Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority (FCA). FCA Firm reference Number is 307133. Strategic Insurance Services Limited is authorised to carry on Regulated Activities in accordance with the permissions granted by the FCA under PART IV of the Financial Services and Markets ACT 2000.