Expatriates living in the United Arab Emirates rate paying for their children's education as the top priority in terms of finances.
According to a report published by Friends Provident International, 93 per cent of those living in the country saved with school and university fees at the forefront of their mind.
Following on from education, the next priority was retirement with 49 per cent of expats saying that putting money aside for their old age was incredibly important.
In third place was saving for an emergency, which topped the poll among expats in both Hong Kong and Singapore, where the study was also carried out.
Matthew Waterfield, general manager for the Middle East and Africa at Friends Provident International, said: "It is pleasing to see that planning for retirement features high on people’s agendas.
"Whilst there has been speculation in the media regarding a pension scheme for expatriates in Dubai, it is important that people that do not wait for its introduction and instead take personal responsibility for planning a comfortable retirement."