Travel Insurance
Expatriate Healthcare are pleased to be able to offer all residents of the EU Annual Multi-Trip travel insurance. Expatriates are extensive travellers and, until now, it has been difficult to obtain travel insurance cover to protect medical costs, trip cancellation cover, trip curtailment cover and cover for personal effects.
instant cover
- Instant Cover
- Comprehensive Protection
- No Maximum Trip Limit
- Winter Sports Option
- Golf Cover Option
- Business Equipment Option
Worldwide travel insurance for residents of the EU.
| Schedule of Benefits, Limits and Excesses | |||
| BENEFITS | LIMITS | EXCESSES | |
| A | Cancellation & Curtailment | Up to €3,000 | €45 (€25 loss of deposit) |
| B | Emergency Medical and other expenses including emergency assistance services |
Up to €2,000,000 | €45 |
| C | Hospital Benefit | €15 per day up to €200 | N/A |
| D | Personal Accident Loss of Limbs or Sight Permanent Total Disablement Death Benefit All Benefits |
Max Benefit €10,000 €10,000 (aged under 65) €10,000 (aged under 65) €5,000 (aged 18 - 64) €1,000 (aged under 18) |
N/A |
| E | Baggage, Baggage Delay and Passport Single Item Limit Valuables Limit in total Unreceipted Items Limit Unreceipted Single Item Limit Replacement Passport Delayed Baggage |
Up to €1,000 €200 €300 Up to €300 €75 Up to €200 Up to €200 (€50 per 12 hours) |
€75 N/A |
| F | Personal Money Cash Limit Cash (aged under 18) |
Up to €200 €200 €50 |
€45 |
| G | Personal Liability | Up to €1,000,000 | €250 |
| H | Delayed Departure | €10 per 12 hour period Up to €100 |
N/A |
| I | Holiday Abandonment | Up to €3,000 | €45 |
| J | Missed Departure | Up to €250 | €45 |
| K | Catastrophe Cover | Up to €500 | €45 |
| L | Overseas Legal Expenses and Assistance | Up to €5,000 | €300 |
| Winter Sports cover available upon payment of an additional premium and shown on validation certificate (Limited to 21 days per policy) |
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| M1 | Ski Equipment Owned Hired Single Item Limit Unreceipted Items Limit Unreceipted Single Item Limit |
Up to €300 Up to €300 €300 Up to €300 €75 |
€45 |
| M2 | Ski Hire | €25 per day up to €300 | N/A |
| M3 | Ski Pack | €50 per day up to €300 | N/A |
| M4 | Piste Closure | €25 per day up to €300 | N/A |
| M5 | Delay Due to Avalanche | Up to €300 | €45 |
| Business cover available upon payment of an additional premium and shown on validation certificate | |||
| N1 | Business Equipment Single Item Limit Computer Equipment Single Item Limit Samples Limit Unreceipted Items Limit Unreceipted Single Item Limit Delayed Business Equipment Emergency Courier of Essential Business Equipment |
Up to €1,500 €500 €750 €400 Up to €300 €75 €100 per day up to €300 Up to €400 |
€45 N/A €45 |
| N2 | Business Equipment Hire | €100 per day up to €500 | N/A |
| N3 | Business Money Cash Limit |
Up to €500 €200 |
€45 |
| Golf cover available upon payment of an additional premium and shown on validation certificate | |||
| O1 | Golf Equipment Single Item Limit Unreceipted Items Limit Unreceipted Single Item Limit |
Up to €1,000 €200 Up to €300 €75 |
€45 |
| O2 | Golf Equipment Hire | €50 per day up to €250 | N/A |
| O3 | Non Refundable Golfing Fees | €50 per day up to €250 | N/A |
Worldwide annual multi-trip travel insurance for residents of the EU, from Expatriate Healthcare.
Expatriate Healthcare's AMT Travel Insurance allows you the freedom to purchase an annual travel product and travel as frequently as you like with complete peace of mind. You can select to be covered in the EU or Worldwide; with trip lengths of 31, 45 or 60 days.
In addition to the standard package, there are also the options to include the following extensions to your cover:
- Winter Sports - 21 days cover against the loss, damage or theft of your ski equipment; cover for replacement equipment hire if your own is damaged or delayed in transit; the unused portion of passes, equipment hire and tuition fees in the event of your illness or injury; Piste Closure; Delay due to avalanche.
- Business Equipment - cover for the loss, damage or theft of your Business Equipment; cover for replacement Business Equipment hire if your own is damaged or delayed in transit; loss, theft or damage to Business Money.
- Golf Equipment - cover for the loss, damage or theft of your Golf Equipment; cover for replacement Golf Equipment hire if your own is damaged or delayed in transit; the unused portion of green fees, equipment hire and tuition fees in the event of your illness or injury.
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Annual Multi-Trip Premiums
Undertake as many trips as you like during your period of insurance. |
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| EUROPE ONLY | |||||||||
| Individual | Couple | Family | |||||||
| No. of days per trip | 31 | 45 | 60 | 31 | 45 | 60 | 31 | 45 | 60 |
| Ages 18 - 49 | €34.50 | €43.13 | €51.75 | €55.20 | €69.00 | €82.80 | €62.10 | €77.63 | €93.15 |
| Ages 50 - 64 | €37.50 | €46.88 | €56.25 | €60.00 | €75.00 | €90.00 | €67.50 | €84.38 | €101.25 |
| WORLDWIDE | |||||||||
| Individual | Couple | Family | |||||||
| No. of days per trip | 31 | 45 | 60 | 31 | 45 | 60 | 31 | 45 | 60 |
| Ages 18 - 49 | €43.50 | €54.38 | €65.25 | €69.60 | €87.00 | €104.40 | €78.30 | €97.88 | €117.45 |
| Ages 50 - 64 | €46.50 | €58.13 | €69.75 | €74.40 | €93.00 | €111.60 | €83.70 | €104.63 | €125.55 |
| EUROPE ONLY including Winter Sports | |||||||||
| Individual | Couple | Family | |||||||
| No. of days per trip | 31 | 45 | 60 | 31 | 45 | 60 | 31 | 45 | 60 |
| Ages 18 - 49 | €42.00 | €52.50 | €63.00 | €67.20 | €84.00 | €100.80 | €75.60 | €94.50 | €113.40 |
| Ages 50 - 64 | €45.00 | €56.25 | €67.50 | €72.00 | €90.00 | €108.00 | €81.00 | €101.25 | €121.50 |
| WORLDWIDE including Winter Sports | |||||||||
| Individual | Couple | Family | |||||||
| No. of days per trip | 31 | 45 | 60 | 31 | 45 | 60 | 31 | 45 | 60 |
| Ages 18 - 49 | €48.00 | €60.00 | €72.00 | €76.80 | €96.00 | €115.20 | €86.40 | €108.00 | €129.60 |
| Ages 50 - 64 | €51.00 | €63.75 | €76.50 | €81.60 | €102.00 | €122.40 | €91.80 | €114.75 | €137.70 |
INFORMATION:
Premiums shown are annual. Infants (under 3) are free. A Trip commences when you leave your home to commence the trip and terminates at the time of your return to your Home. Premiums are based on the oldest age to be insured. Premiums exclude any applicable IPT (or other applicable taxes or levies). Winter Sports are covered up to 21 days maximum in any one policy year (where this option is selected). Cover for business equipment is available on request. Cover for Golf equipment is available on request. Discounted rates available to customers with existing Expatriate Healthcare IPMI cover, available on request.
Need help?
Please call one of our advisors on +44 20 3195 7481. Email us at info@exphealth.com or use our Call back feature
Expatriate Healthcare
Third Floor, 36-38 Botolph Lane, London EC3R 8DE, United Kingdom
Tel: +44 (0)20 3195 7481 Fax: +44 (0)870 428 5141 Email: info@exphealth.com
Third Floor, 36-38 Botolph Lane, London EC3R 8DE, United Kingdom
Tel: +44 (0)20 3195 7481 Fax: +44 (0)870 428 5141 Email: info@exphealth.com
