Geographical Coverage Schedule
Premiums are based upon the countries in which you wish to receive medical treatment. Accordingly please choose cover based on the Area most appropriate to you. For instance, if you are resident in Thailand and wish treatment in this country only, you should apply for Area 2 cover. However, if you are resident in Thailand, but also want to receive treatment in France, please apply for Area 3 cover. In any event you are covered outside your selected area for accident and emergency treatment in respect of new conditions on trips of less than 30 days. (See Policy Wording for full details).If you are in doubt as to your options or how they apply to you, please contact your insurance advisor, or call one of our advisors on +44 (0)870 428 5140.
| Country | Band | Country | Band | Country | Band |
| AFGHANISTAN ALASKA ALBANIA ALGERIA ANDORRA ANGOLA ANTIGUA ARGENTINA ARMENIA AUSTRALIA AUSTRIA AZERBAJAN BAHAMAS BAHRAIN BANGLADESH BARBADOS BELGIUM BELISE BENIN BERMUDA BOLIVIA BOSNIA BOTSWANA BRAZIL BRITISH VIRGIN ISLANDS BRUNEI BULGARIA BURKINA FASO BURUNDI BYLORUSSIA CAMBODIA CAMEROON CANADA CAYMAN ISLANDS CENTRAL AFRICAN REPUBLIC CHAD CHILE CHINA (exc. Hong Kong) COLOMBIA CONGO CORSICA COSTA RICA CRETE CROATIA CUBA CYPRUS CZECH REPUBLIC DENMARK DJIBOUTI DOMINICAN REPUBLIC ECUADOR EGYPT ETHIOPIA FALKLANDS FIJI FINLAND FRANCE FRENCH POLYNESIA GAMBIA GEORGIA GERMANY GHANA GIBRALTAR GREECE |
Area 3 Area 5 Area 3 Area 1 Area 3 Area 2 Area 5 Area 5 Area 3 Area 3 Area 3 Area 3 Area 5 Area 2 Area 1 Area 5 Area 3 Area 5 Area 2 Area 5 Area 3 Area 3 Area 2 Area 4 Area 5 Area 2 Area 3 Area 2 Area 2 Area 3 Area 1 Area 2 Area 5 Area 5 Area 2 Area 2 Area 2 Area 4 Area 3 Area 2 Area 3 Area 3 Area 3 Area 3 Area 3 Area 3 Area 3 Area 3 Area 2 Area 5 Area 3 Area 2 Area 2 Area 3 Area 2 Area 3 Area 3 Area 2 Area 2 Area 3 Area 3 Area 2 Area 3 Area 3 |
GREENLAND GRENADA GUAM GUATEMALA GUERNSEY/ALDERNEY HAITI HAWAIIAN ISLANDS HONDURAS HONG KONG HUNGARY ICELAND INDIA INDONESIA IRAN IRAQ IRISH REPUBLIC ISRAEL ITALY IVORY COAST JAMAICA JAPAN JERSEY JORDAN KENYA KHAZAKSTAN KOREA KUWAIT LAOS LATVIA LEBANON LESOTHO LIBERIA LIBYA LIECHTENSTEIN LITHUANIA LUXEMBOURG MADAGASCAR MALAWI MALAYSIA MALDIVES MALI MALTA MAURITANIA MAURITIUS MEXICO MOLDAVIA MONACO MONGOLIA MOROCCO MOZANBIQUE MYANMAR NAMIBIA NEPAL NETHERLANDS NETHERLANDS ANTILLES NEW CALEDONIA NEW ZEALAND NICARAGUA NIGER NIGERIA NORTHERN IRELAND NORWAY OMAN OTHER CARIB ISLANDS |
Area 3 Area 5 Area 1 Area 3 Area 3 Area 5 Area 5 Area 3 Area 4 Area 3 Area 3 Area 2 Area 2 Area 2 Area 2 Area 3 Area 3 Area 3 Area 2 Area 2 Area 4 Area 3 Area 3 Area 2 Area 3 Area 2 Area 3 Area 1 Area 3 Area 3 Area 2 Area 2 Area 2 Area 3 Area 3 Area 3 Area 2 Area 2 Area 2 Area 2 Area 2 Area 3 Area 2 Area 2 Area 4 Area 3 Area 3 Area 1 Area 1 Area 2 Area 1 Area 2 Area 1 Area 3 Area 5 Area 2 Area 3 Area 2 Area 2 Area 2 Area 3 Area 3 Area 3 Area 5 |
PAKISTAN PANAMA PAPUA NEW GUINEA PARAGUAY PERU PHILIPPINES POLAND PORTUGAL PUERTO RICO QATAR ROMANIA RUSSIA RWANDA SARDINIA SAUDI ARABIA SENEGAL SERBIA SEYCHELLES SIBERIA SICILY SIERRA LEONE SINGAPORE SLOVENIA SOLOMAN ISLANDS SOMALI REPUBLIC SOUTH AFRICA SPAIN SRI LANKA ST LUCIA SUDAN SWAZILAND SWEDEN SWITZERLAND SYRIA TAHITI TAIWAN TANZANIA TASMANIA THAILAND TOGO TONGA TRINIDAD/TOBAGO TUNISIA TURKEY TURKS AND CAICOS ISLANDS U.S. SAMOA UGANDA UKRAINE UNITED ARAB EMIRATES UNITED KINGDOM UNITED STATES OF AMERICA URUGUAY UZBEKISTAN VANUATU VENEZUELA VIETNAM VIRGIN ISLANDS WEST INDIES WESTERN SAMOA YEMEN ZAIRE ZAMBIA ZIMBABWE |
Area 1 Area 3 Area 2 Area 2 Area 2 Area 1 Area 3 Area 3 Area 3 Area 3 Area 3 Area 3 Area 2 Area 3 Area 3 Area 2 Area 3 Area 2 Area 3 Area 3 Area 2 Area 3 Area 3 Area 3 Area 2 Area 2 Area 3 Area 2 Area 5 Area 2 Area 2 Area 3 Area 5 Area 2 Area 3 Area 3 Area 1 Area 3 Area 2 Area 2 Area 3 Area 5 Area 2 Area 3 Area 3 Area 2 Area 2 Area 3 Area 2 Area 3 Area 5 Area 2 Area 3 Area 1 Area 2 Area 1 Area 5 Area 2 Area 1 Area 3 Area 2 Area 2 Area 2 |
